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Cumberland, KY

City in Harlan County, Kentucky.

Population

2,037

Land area

3.1sq mi

People per sq mi

654

ZIP codes

0

Cumberland and its ZIP codes

Cumberland at a glance

  • Cumberland is about 5.7 times as dense as Kentucky as a whole.
  • The median household income is $35,410, 44% below the Kentucky median of $63,726.
  • A typical owner-occupied home is valued at $66,500 (68% below Kentucky) and median rent is $622 a month.

Local data for Cumberland, KY

Counts from official public data

Housing and community stats

Cumberland, KY, American Community Survey 2020-2024

Full profile

Median household income

$35,410

Poverty rate

52.9%

Median home value

$66,500

Median rent

$622/mo

Homeownership

53.4%

Bachelor's or higher

12.3%

Median age

32.0

Average commute

23.8 min

Largest reported origins and ancestries: Irish Americans (572), Italian Americans (209), Brazilian Americans (97).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Harlan County. PPP loans are for Cumberland.

Details

Unemployment rate

5.9%

Aug 2026, -0.9 pts in a year

Average annual pay

$43,614

6,247 jobs, 2025

Income per person

$43,594

BEA, 2024

Federal spending

$201M

FY 2026, $7,486 per person

Harlan County economyFederal spending

How people get to work

Cumberland, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone58.1%
  • Carpooled22.3%
  • Public transit0.9%
  • Walked4.9%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other2.4%
  • Worked from home11.3%

Average one-way commute: 23.8 minutes for people who do not work from home.

Environment and hazard risk

Cumberland, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

490

Countywide, mostly thunderstorm wind

Flood insurance policies

275

2.4% of homes, county

July high / Jan low

86° / 26°F

49.9 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Cities near Cumberland

Frequently asked questions

What county is Cumberland, KY in?
Cumberland is in Harlan County, Kentucky.
What is the population of Cumberland, KY?
About 2,037 people live in Cumberland, based on American Community Survey 5-year estimates.
What cities are near Cumberland?
Nearby places include Benham (2.4 mi), Lynch (4.9 mi), Keokee, VA (9.2 mi), Osaka, VA (10 mi), Blackey (11 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023