What city is ZIP code 07738?

ZIP code 07738 is in Lincroft, NJ (Monmouth County).

What county is ZIP code 07738 in?

ZIP code 07738 is mostly in Monmouth County, New Jersey.

How many people live in ZIP code 07738?

About 6,939 people live in the 07738 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 07738

Lincroft, NJ, Monmouth County

Population

6,939

Land area

5.6sq mi

People per sq mi

1,233

City

Lincroft

ZIP 07738 and nearby ZIP codes

Full map

ZIP 07738 at a glance

Households here earn a median of $189,000 a year, 83% more than the New Jersey figure of $103,556.
A typical owner-occupied home is valued at $807,300 (78% above New Jersey) and median rent is $685 a month.

Local data for ZIP 07738

Counts from official public data

Housing and community stats

ZIP 07738, American Community Survey 2020-2024

Full profile

Median household income

$189,000

Poverty rate

2.0%

Median home value

$807,300

Prices +5.4% in a year

Median rent

$685/mo

Homeownership

88.5%

Bachelor's or higher

65.2%

Median age

42.9

Average commute

35.4 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

193

ZIP Business Patterns 2023

Employees

2,008

$111M annual payroll

PPP loans

$16.4M

235 loans

Campaign donations

$37.3K

20% D, 8% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 07738, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: strong wind

Storm events since 1996

2,175

Countywide, mostly thunderstorm wind

Flood insurance policies

14,530

7.4% of homes, county

July high / Jan low

87° / 23°F

48.6 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 07738, CDC PLACES estimates

All 40 measures

Obesity

28.0%

U.S. 33.3% -5.3 pts

Diabetes

8.3%

U.S. 12.1% -3.8 pts

Smoking

8.1%

U.S. 12.8% -4.7 pts

Uninsured (18-64)

5.4%

U.S. 11.1% -5.7 pts

Frequently asked questions

What city is ZIP code 07738?: ZIP code 07738 is in Lincroft, NJ (Monmouth County).
What county is ZIP code 07738 in?: ZIP code 07738 is mostly in Monmouth County, New Jersey.
How many people live in ZIP code 07738?: About 6,939 people live in the 07738 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.