What city is ZIP code 20197?

ZIP code 20197 is in Waterford, VA (Loudoun County).

What county is ZIP code 20197 in?

ZIP code 20197 is mostly in Loudoun County, Virginia.

How many people live in ZIP code 20197?

About 1,825 people live in the 20197 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 20197

Waterford, VA, Loudoun County

Population

1,825

Land area

14.7sq mi

People per sq mi

124

City

Waterford

ZIP 20197 and nearby ZIP codes

Full map

ZIP 20197 at a glance

ZIP 20197 (Waterford) is 44% less dense than Virginia as a whole.
Households here earn a median of $190,703 a year, about 2 times the Virginia figure of $93,170.
A typical owner-occupied home is valued at $1,080,200 (about 2.8 times the Virginia figure).

Local data for ZIP 20197

Counts from official public data

Housing and community stats

ZIP 20197, American Community Survey 2020-2024

Full profile

Median household income

$190,703

Poverty rate

9.9%

Median home value

$1,080,200

Prices +29.3% in a year

Homeownership

85.7%

Bachelor's or higher

76.2%

Median age

48.1

Average commute

31.0 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

214

$11.2M annual payroll

PPP loans

$2.3M

75 loans

Campaign donations

$210K

9% D, 14% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 20197, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: heat wave

Storm events since 1996

1,320

Countywide, mostly thunderstorm wind

Flood insurance policies

544

0.9% of homes, county

July high / Jan low

86° / 25°F

43.8 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 20197, CDC PLACES estimates

All 40 measures

Obesity

29.3%

U.S. 33.3% -4.0 pts

Diabetes

9.2%

U.S. 12.1% -2.9 pts

Smoking

8.3%

U.S. 12.8% -4.5 pts

Uninsured (18-64)

5.0%

U.S. 11.1% -6.1 pts

Frequently asked questions

What city is ZIP code 20197?: ZIP code 20197 is in Waterford, VA (Loudoun County).
What county is ZIP code 20197 in?: ZIP code 20197 is mostly in Loudoun County, Virginia.
How many people live in ZIP code 20197?: About 1,825 people live in the 20197 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.