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ZIP Code 38554
Monterey, TN, Overton County
Population
719
Land area
32.2sq mi
People per sq mi
22
City
Monterey
ZIP 38554 and nearby ZIP codes
ZIP 38554 at a glance
- ZIP 38554 (Monterey) is 87% less dense than Tennessee as a whole.
- Households here earn a median of $31,771 a year, 54% less than the Tennessee figure of $69,595.
- A typical owner-occupied home is valued at $161,700 (44% below Tennessee).
Local data for ZIP 38554
Counts from official public data
Housing and community stats
ZIP 38554, American Community Survey 2020-2024
Median household income
$31,771
Poverty rate
35.9%
Median home value
$161,700
Homeownership
77.5%
Bachelor's or higher
18.8%
Median age
50.3
Average commute
27.4 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
6
ZIP Business Patterns 2023
Employees
27
$823K annual payroll
PPP loans
$228K
29 loans
Campaign donations
$0
Itemized, 2026 cycle
Environment and hazard risk
ZIP 38554, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: lightning
Storm events since 1996
409
Countywide, mostly thunderstorm wind
Flood insurance policies
11
0.1% of homes, county
July high / Jan low
84° / 27°F
64.3 inches of rain a year
Health statistics
Share of adults in ZIP 38554, CDC PLACES estimates
Obesity
42.1%
U.S. 33.3% +8.8 pts
Diabetes
18.9%
U.S. 12.1% +6.8 pts
Smoking
26.3%
U.S. 12.8% +13.5 pts
Uninsured (18-64)
15.5%
U.S. 11.1% +4.4 pts
ZIP codes near 38554
| Name | Distance | Land area (sq mi) |
|---|---|---|
| 38589Grimsley | 4.9 mi | 30.2 |
| 38542Livingston | 4.9 mi | 3.1 |
| 38543Livingston | 7.8 mi | 41.5 |
| 38565Grimsley | 8.1 mi | 10.4 |
| 38574Monterey | 8.9 mi | 169.3 |
| 38553Clarkrange | 9.1 mi | 48.1 |
| 38580Livingston | 9.9 mi | 34.7 |
| 38570Livingston | 11 mi | 118.8 |
| 38556Jamestown | 14 mi | 315.9 |
| 38506Algood | 15 mi | 164.3 |
Frequently asked questions
- What city is ZIP code 38554?
- ZIP code 38554 is in Monterey, TN (Overton County).
- What county is ZIP code 38554 in?
- ZIP code 38554 is mostly in Overton County, Tennessee.
- How many people live in ZIP code 38554?
- About 719 people live in the 38554 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.