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ZIP Code 40854

Loyall, KY, Harlan County

Population

675

Land area

2.3sq mi

People per sq mi

287

City

Loyall

ZIP 40854 and nearby ZIP codes

ZIP 40854 at a glance

  • ZIP 40854 (Loyall) is about 2.5 times as dense as Kentucky as a whole.
  • Households here earn a median of $55,250 a year, 13% less than the Kentucky figure of $63,726.
  • A typical owner-occupied home is valued at $76,400 (63% below Kentucky) and median rent is $688 a month.

Local data for ZIP 40854

Counts from official public data

Housing and community stats

ZIP 40854, American Community Survey 2020-2024

Full profile

Median household income

$55,250

Poverty rate

29.8%

Median home value

$76,400

Median rent

$688/mo

Homeownership

63.5%

Bachelor's or higher

17.4%

Median age

48.0

Average commute

27.5 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

9

ZIP Business Patterns 2023

Employees

20

$773K annual payroll

PPP loans

$64.3K

7 loans

Campaign donations

$1,800

0% D, 28% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 40854, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

490

Countywide, mostly thunderstorm wind

Flood insurance policies

275

2.4% of homes, county

July high / Jan low

85° / 26°F

52.2 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Frequently asked questions

What city is ZIP code 40854?
ZIP code 40854 is in Loyall, KY (Harlan County).
What county is ZIP code 40854 in?
ZIP code 40854 is mostly in Harlan County, Kentucky.
How many people live in ZIP code 40854?
About 675 people live in the 40854 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.