Checked
ZIP Code 40965
Middlesborough, KY, Bell County
Population
11,561
Land area
86.3sq mi
People per sq mi
134
City
Middlesborough
ZIP 40965 and nearby ZIP codes
ZIP 40965 at a glance
- The median household income is $28,685, 55% below the Kentucky median of $63,726.
- A typical owner-occupied home is valued at $95,200 (54% below Kentucky) and median rent is $595 a month.
Local data for ZIP 40965
Counts from official public data
Housing and community stats
ZIP 40965, American Community Survey 2020-2024
Median household income
$28,685
Poverty rate
31.8%
Median home value
$95,200
Median rent
$595/mo
Homeownership
54.1%
Bachelor's or higher
18.0%
Median age
40.4
Average commute
17.3 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
318
ZIP Business Patterns 2023
Employees
5,192
$199M annual payroll
PPP loans
$21.3M
246 loans
Campaign donations
$15.5K
31% D, 45% R, 2026 cycle
Environment and hazard risk
ZIP 40965, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: landslide
Storm events since 1996
505
Countywide, mostly thunderstorm wind
Flood insurance policies
171
1.7% of homes, county
July high / Jan low
85° / 23°F
54.7 inches of rain a year
Health statistics
Share of adults in ZIP 40965, CDC PLACES estimates
Obesity
44.4%
U.S. 33.3% +11.1 pts
Diabetes
21.1%
U.S. 12.1% +9.0 pts
Smoking
25.2%
U.S. 12.8% +12.4 pts
Uninsured (18-64)
12.9%
U.S. 11.1% +1.8 pts
Frequently asked questions
- What city is ZIP code 40965?
- ZIP code 40965 is in Middlesborough, KY (Bell County).
- What county is ZIP code 40965 in?
- ZIP code 40965 is mostly in Bell County, Kentucky.
- How many people live in ZIP code 40965?
- About 11,561 people live in the 40965 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.