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Fern Forest, HI

Census-designated place in Hawaii County, Hawaii. ZIP codes: 96785.

Population

1,088

Land area

12.5sq mi

People per sq mi

87

ZIP codes

1

Fern Forest and its ZIP codes

Fern Forest at a glance

  • Fern Forest is 61% less dense than Hawaii as a whole.
  • Households here earn a median of $42,917 a year, 57% less than the Hawaii figure of $100,389.
  • A typical owner-occupied home is valued at $170,900 (80% below Hawaii).

Housing and community stats

Fern Forest, HI, American Community Survey 2020-2024

Full profile

Median household income

$42,917

Poverty rate

30.6%

Median home value

$170,900

Homeownership

89.5%

Bachelor's or higher

18.3%

Median age

51.4

Average commute

49.1 min

Largest reported origins and ancestries: Portuguese Americans (129), Irish Americans (107), Puerto Ricans (105).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Hawaii County. PPP loans are for Fern Forest.

Details

Unemployment rate

3.5%

Sep 2026, +1.0 pts in a year

Average annual pay

$61,757

74,168 jobs, 2025

Income per person

$57,694

BEA, 2024

Federal spending

$1.5B

FY 2026, $7,647 per person

Hawaii County economyFederal spending

How people get to work

Fern Forest, HI, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone70.5%
  • Carpooled0.0%
  • Public transit0.0%
  • Walked12.3%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home17.2%

Average one-way commute: 49.1 minutes for people who do not work from home.

Environment and hazard risk

Fern Forest, HI, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: volcanic activity

Storm events since 1996

1,994

Countywide, mostly heavy rain

Flood insurance policies

1,215

1.8% of homes, county

July high / Jan low

77° / 56°F

229.1 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Fern Forest, HI, CDC PLACES estimates

All 40 measures

Obesity

31.3%

U.S. 33.3% -2.0 pts

Diabetes

12.7%

U.S. 12.1% +0.6 pts

Smoking

17.6%

U.S. 12.8% +4.8 pts

Uninsured (18-64)

7.3%

U.S. 11.1% -3.8 pts

ZIP codes in Fern Forest

1 in or overlapping Fern Forest. Population shown

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Cities near Fern Forest

Frequently asked questions

What county is Fern Forest, HI in?
Fern Forest is in Hawaii County, Hawaii.
What ZIP codes are in Fern Forest, HI?
ZIP codes in or overlapping Fern Forest include 96785.
What is the population of Fern Forest, HI?
About 1,088 people live in Fern Forest, based on American Community Survey 5-year estimates.
What cities are near Fern Forest?
Nearby places include Eden Roc (2.5 mi), Fern Acres (4.1 mi), Royal Hawaiian Estates (4.2 mi), Mountain View (4.7 mi), Mauna Loa Estates (6.5 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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