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Housing Affordability in Shelby, AL

Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.

Households paying 30%+ for housing
34.1%
Alabama 26.3%
Renters paying 30%+
37.5%
Alabama 48.8%
Homeowners paying 30%+
33.9%
Alabama 17.9%
Owner costs with a mortgage
$2,034/mo
Alabama $1,433/mo

Shelby has fewer than 10,000 residents, so these survey estimates have wide margins of error. Compare with care.

Housing costs compared with income

  • Renters paying 30% or more937.5%
  • Homeowners paying 30% or more10733.9%
  • Renters paying 50% or more00.0%
  • Median owner costs as a share of income, with a mortgage: 15.1%
  • Median owner costs without a mortgage: $386/mo

How it compares

Swipe the table sideways to see more columns.

AreaHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Shelby, AL34.1%37.5%33.9%Not reported
Shelby County21.6%47.1%16.3%28.6%
Alabama26.3%48.8%17.9%29.5%
United States32.2%51.1%22.7%30.6%

Frequently asked questions

What is the housing cost burden in Shelby, AL?
In Shelby, AL, 34.1% of households spend 30% or more of their income on housing costs.
How does Shelby compare with Alabama?
The households paying 30%+ for housing in Shelby is 34.1%, compared with 26.3% for Alabama as a whole.

Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates