Checked
Housing Affordability in the United States
Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.
- Households paying 30%+ for housing
- 32.2%
- United States
- Renters paying 30%+
- 51.1%
- United States
- Homeowners paying 30%+
- 22.7%
- United States
- Owner costs with a mortgage
- $1,963/mo
- United States
Households paying 30%+ for housing by state
Darker states have higher values. Select a state for its counties and cities.
Housing affordability by state
American Community Survey 2020-2024 5-year estimates
Swipe the table sideways to see more columns.
| State | Households paying 30%+ for housing | Renters 30%+ | Owners 30%+ | Median rent as % of income |
|---|---|---|---|---|
| Alabama | 26.3% | 48.8% | 17.9% | 29.5% |
| Alaska | 29.2% | 44.6% | 22.2% | 27.7% |
| Arizona | 31.0% | 51.4% | 21.7% | 30.8% |
| Arkansas | 25.7% | 44.8% | 17.1% | 27.6% |
| California | 41.7% | 55.3% | 31.4% | 32.8% |
| Colorado | 34.0% | 52.9% | 24.7% | 31.4% |
| Connecticut | 35.0% | 52.6% | 26.6% | 31.4% |
| Delaware | 28.2% | 49.6% | 20.7% | 29.9% |
| District of Columbia | 36.1% | 46.6% | 22.0% | 28.6% |
| Florida | 37.7% | 60.1% | 27.5% | 35.2% |
| Georgia | 31.3% | 52.4% | 21.0% | 31.3% |
| Hawaii | 39.8% | 56.7% | 30.6% | 33.2% |
| Idaho | 27.7% | 46.9% | 20.8% | 28.7% |
| Illinois | 30.4% | 47.9% | 22.4% | 29.1% |
| Indiana | 25.5% | 48.1% | 16.8% | 29.1% |
| Iowa | 24.3% | 43.9% | 17.1% | 27.4% |
| Kansas | 25.9% | 43.5% | 17.8% | 27.1% |
| Kentucky | 26.1% | 45.4% | 18.1% | 28.1% |
| Louisiana | 30.8% | 54.8% | 20.6% | 32.8% |
| Maine | 28.3% | 48.4% | 21.9% | 29.4% |
| Maryland | 31.9% | 51.5% | 22.9% | 30.8% |
| Massachusetts | 35.7% | 51.8% | 26.5% | 30.9% |
| Michigan | 27.4% | 50.4% | 19.6% | 30.2% |
| Minnesota | 27.1% | 48.1% | 19.4% | 29.2% |
| Mississippi | 28.1% | 51.3% | 19.6% | 30.7% |
| Missouri | 26.3% | 45.6% | 18.0% | 28.1% |
| Montana | 28.6% | 44.8% | 22.1% | 27.8% |
| Nebraska | 26.9% | 45.1% | 18.3% | 27.9% |
| Nevada | 37.0% | 55.9% | 25.0% | 33.1% |
| New Hampshire | 30.9% | 48.2% | 24.8% | 29.4% |
| New Jersey | 36.7% | 51.6% | 28.6% | 30.9% |
| New Mexico | 29.0% | 50.2% | 20.8% | 30.1% |
| New York | 38.5% | 52.1% | 27.6% | 31.2% |
| North Carolina | 28.8% | 48.9% | 19.5% | 29.5% |
| North Dakota | 24.2% | 38.9% | 16.0% | 25.0% |
| Ohio | 26.6% | 45.9% | 17.9% | 28.3% |
| Oklahoma | 27.3% | 46.3% | 18.3% | 28.4% |
| Oregon | 34.9% | 52.5% | 25.3% | 31.3% |
| Pennsylvania | 28.1% | 48.2% | 19.8% | 29.2% |
| Puerto Rico | 26.9% | 50.8% | 20.1% | 30.4% |
| Rhode Island | 34.2% | 48.0% | 26.7% | 29.2% |
| South Carolina | 27.9% | 52.1% | 19.4% | 31.1% |
| South Dakota | 24.4% | 39.8% | 17.9% | 25.9% |
| Tennessee | 28.0% | 48.8% | 18.6% | 29.5% |
| Texas | 33.1% | 51.7% | 22.6% | 30.9% |
| Utah | 28.0% | 47.2% | 20.3% | 28.9% |
| Vermont | 31.0% | 48.4% | 25.0% | 29.4% |
| Virginia | 29.3% | 48.5% | 20.5% | 29.4% |
| Washington | 33.3% | 49.9% | 24.3% | 30.0% |
| West Virginia | 22.1% | 48.9% | 14.6% | 29.4% |
| Wisconsin | 26.4% | 43.7% | 18.6% | 27.2% |
| Wyoming | 26.4% | 43.1% | 20.4% | 27.0% |
Frequently asked questions
- What is the housing cost burden in the United States?
- In the United States, 32.2% of households spend 30% or more of their income on housing costs.
- Which states have the highest housing cost burden?
- The highest are California (41.7%), Hawaii (39.8%), New York (38.5%).
- Which states have the lowest housing cost burden?
- The lowest are West Virginia (22.1%), North Dakota (24.2%), Iowa (24.3%).
- Where do these numbers come from?
- They are American Community Survey 2020-2024 5-year estimates from the U.S. Census Bureau. A household is cost-burdened when housing costs (rent and utilities, or mortgage, taxes, insurance and utilities) are 30% or more of household income. Households with zero or negative income and renters paying no cash rent are not counted.
Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates