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Housing Affordability in Harlan, KY

Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.

Households paying 30%+ for housing
33.1%
Kentucky 26.1%
Renters paying 30%+
48.6%
Kentucky 45.4%
Homeowners paying 30%+
14.4%
Kentucky 18.1%
Owner costs with a mortgage
$1,095/mo
Kentucky $1,433/mo

Harlan has fewer than 10,000 residents, so these survey estimates have wide margins of error. Compare with care.

Housing costs compared with income

  • Renters paying 30% or more25248.6%
  • Homeowners paying 30% or more6214.4%
  • Renters paying 50% or more13626.3%
  • Median rent as a share of income: 29.7%
  • Median owner costs as a share of income, with a mortgage: 21.0%
  • Median owner costs without a mortgage: $507/mo
  • Median home value divided by median household income: 2.8

How it compares

Swipe the table sideways to see more columns.

AreaHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Harlan, KY33.1%48.6%14.4%29.7%
Harlan County23.1%48.3%15.5%29.4%
Kentucky26.1%45.4%18.1%28.1%
United States32.2%51.1%22.7%30.6%

Frequently asked questions

What is the housing cost burden in Harlan, KY?
In Harlan, KY, 33.1% of households spend 30% or more of their income on housing costs.
How does Harlan compare with Kentucky?
The households paying 30%+ for housing in Harlan is 33.1%, compared with 26.1% for Kentucky as a whole.

Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates