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Housing Affordability in Chelsea, MA
Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.
- Households paying 30%+ for housing
- 52.2%
- Massachusetts 35.7%
- Renters paying 30%+
- 59.4%
- Massachusetts 51.8%
- Homeowners paying 30%+
- 32.4%
- Massachusetts 26.5%
- Owner costs with a mortgage
- $2,608/mo
- Massachusetts $2,726/mo
Housing costs compared with income
- Renters paying 30% or more5,86459.4%
- Homeowners paying 30% or more1,15432.4%
- Renters paying 50% or more3,33233.7%
- Median rent as a share of income: 34.7%
- Median owner costs as a share of income, with a mortgage: 24.7%
- Median owner costs without a mortgage: $815/mo
- Median home value divided by median household income: 6.8
How it compares
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| Area | Households paying 30%+ for housing | Renters 30%+ | Owners 30%+ | Median rent as % of income |
|---|---|---|---|---|
| Chelsea, MA | 52.2% | 59.4% | 32.4% | 34.7% |
| Suffolk County | 43.2% | 52.0% | 28.5% | 31.0% |
| Massachusetts | 35.7% | 51.8% | 26.5% | 30.9% |
| United States | 32.2% | 51.1% | 22.7% | 30.6% |
Frequently asked questions
- What is the housing cost burden in Chelsea, MA?
- In Chelsea, MA, 52.2% of households spend 30% or more of their income on housing costs.
- How does Chelsea compare with Massachusetts?
- The households paying 30%+ for housing in Chelsea is 52.2%, compared with 35.7% for Massachusetts as a whole.
Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates