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Housing Affordability in Ruby, MI

Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.

Households paying 30%+ for housing
27.7%
Michigan 27.4%
Renters paying 30%+
0.0%
Michigan 50.4%
Homeowners paying 30%+
35.7%
Michigan 19.6%
Owner costs with a mortgage
$1,587/mo
Michigan $1,569/mo

Ruby has fewer than 10,000 residents, so these survey estimates have wide margins of error. Compare with care.

Housing costs compared with income

  • Renters paying 30% or more00.0%
  • Homeowners paying 30% or more7135.7%
  • Renters paying 50% or more00.0%
  • Median rent as a share of income: 17.9%
  • Median owner costs as a share of income, with a mortgage: 30.6%
  • Median owner costs without a mortgage: $438/mo
  • Median home value divided by median household income: 3.2

How it compares

Swipe the table sideways to see more columns.

AreaHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Ruby, MI27.7%0.0%35.7%17.9%
St. Clair County26.2%55.2%19.7%32.5%
Michigan27.4%50.4%19.6%30.2%
United States32.2%51.1%22.7%30.6%

Frequently asked questions

What is the housing cost burden in Ruby, MI?
In Ruby, MI, 27.7% of households spend 30% or more of their income on housing costs.
How does Ruby compare with Michigan?
The households paying 30%+ for housing in Ruby is 27.7%, compared with 27.4% for Michigan as a whole.

Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates