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Housing Affordability in St. Charles, MO

Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.

Households paying 30%+ for housing
23.2%
Missouri 26.3%
Renters paying 30%+
39.0%
Missouri 45.6%
Homeowners paying 30%+
16.1%
Missouri 18.0%
Owner costs with a mortgage
$1,808/mo
Missouri $1,524/mo

Housing costs compared with income

  • Renters paying 30% or more3,57539.0%
  • Homeowners paying 30% or more3,31616.1%
  • Renters paying 50% or more1,79419.6%
  • Median rent as a share of income: 26.5%
  • Median owner costs as a share of income, with a mortgage: 18.7%
  • Median owner costs without a mortgage: $682/mo
  • Median home value divided by median household income: 3.5

How it compares

Swipe the table sideways to see more columns.

AreaHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
St. Charles, MO23.2%39.0%16.1%26.5%
St. Charles County21.2%42.4%16.4%27.0%
Missouri26.3%45.6%18.0%28.1%
United States32.2%51.1%22.7%30.6%

Frequently asked questions

What is the housing cost burden in St. Charles, MO?
In St. Charles, MO, 23.2% of households spend 30% or more of their income on housing costs.
How does St. Charles compare with Missouri?
The households paying 30%+ for housing in St. Charles is 23.2%, compared with 26.3% for Missouri as a whole.

Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates