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Housing Affordability in Ruby, NY
Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.
- Households paying 30%+ for housing
- 9.6%
- New York 38.5%
- Renters paying 30%+
- 67.6%
- New York 52.1%
- Homeowners paying 30%+
- 2.1%
- New York 27.6%
- Owner costs with a mortgage
- $2,185/mo
- New York $2,555/mo
Ruby has fewer than 10,000 residents, so these survey estimates have wide margins of error. Compare with care.
Housing costs compared with income
- Renters paying 30% or more2567.6%
- Homeowners paying 30% or more62.1%
- Renters paying 50% or more2567.6%
- Median rent as a share of income: 50.0% or more
- Median owner costs as a share of income, with a mortgage: 19.6%
- Median owner costs without a mortgage: $768/mo
- Median home value divided by median household income: 3.3
How it compares
Swipe the table sideways to see more columns.
| Area | Households paying 30%+ for housing | Renters 30%+ | Owners 30%+ | Median rent as % of income |
|---|---|---|---|---|
| Ruby, NY | 9.6% | 67.6% | 2.1% | 50.0% or more |
| Ulster County | 36.0% | 57.2% | 27.7% | 34.8% |
| New York | 38.5% | 52.1% | 27.6% | 31.2% |
| United States | 32.2% | 51.1% | 22.7% | 30.6% |
Frequently asked questions
- What is the housing cost burden in Ruby, NY?
- In Ruby, NY, 9.6% of households spend 30% or more of their income on housing costs.
- How does Ruby compare with New York?
- The households paying 30%+ for housing in Ruby is 9.6%, compared with 38.5% for New York as a whole.
Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates
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