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Housing Affordability in Frederick County, VA

Households that spend 30% or more of income on housing, rent and owner costs compared with income. American Community Survey 2020-2024 5-year estimates.

Households paying 30%+ for housing
23.0%
Virginia 29.3%
Renters paying 30%+
44.2%
Virginia 48.5%
Homeowners paying 30%+
18.0%
Virginia 20.5%
Owner costs with a mortgage
$1,893/mo
Virginia $2,127/mo

Housing costs compared with income

  • Renters paying 30% or more2,90944.2%
  • Homeowners paying 30% or more5,01518.0%
  • Renters paying 50% or more1,09616.6%
  • Median rent as a share of income: 28.0%
  • Median owner costs as a share of income, with a mortgage: 19.4%
  • Median owner costs without a mortgage: $544/mo
  • Median home value divided by median household income: 4.0

How it compares

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AreaHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Frederick County, VA23.0%44.2%18.0%28.0%
Virginia29.3%48.5%20.5%29.4%
United States32.2%51.1%22.7%30.6%

Cities and towns in Frederick County

Places with 1,000 or more people

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CityHouseholds paying 30%+ for housingRenters 30%+Owners 30%+Median rent as % of income
Shawneeland18.7%35.7%16.7%26.7%
Stephens City21.6%40.5%12.4%24.0%
Lake Holiday14.2%20.0%13.6%25.6%
Middletown38.5%47.9%32.6%29.5%

Frequently asked questions

What is the housing cost burden in Frederick County, VA?
In Frederick County, VA, 23.0% of households spend 30% or more of their income on housing costs.
How does Frederick County compare with Virginia?
The households paying 30%+ for housing in Frederick County is 23.0%, compared with 29.3% for Virginia as a whole.

Source: U.S. Census Bureau, American Community Survey · 2020-2024 5-year estimates