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St. Charles, MI Home Values and Rents
The median home value in St. Charles is $118,500, 365th highest of 442 cities and towns in Michigan. Median rent is $460 a month.
- Median home value
- $118,500
- 365th of 442 in MI
- Median rent
- $460/mo
- ACS 2020-2024
- Price change, 1 year
- +3.8%
- County index, 2025
- Homeownership
- 69.2%
- MI: 73.2%
Home sale prices in the Saginaw, MI area
Zillow median sale price, Sep 2026
$189,043+8.0% from a year earlier
Half of homes in the metro area sold for more and half for less. Zillow publishes sale prices for metro areas, not for single counties or cities.
Saginaw County home price trend
FHFA annual House Price Index for Saginaw County, 2000 = 100, compared with Michigan
Show as a table
| Period | Saginaw County |
|---|---|
| 2025 | 173 |
| 2024 | 167 |
| 2023 | 155 |
| 2022 | 143 |
| 2021 | 126 |
| 2020 | 112 |
| 2019 | 109 |
| 2018 | 102 |
| 2017 | 97 |
| 2016 | 94 |
| 2015 | 91 |
| 2014 | 89 |
| 2013 | 87 |
| 2012 | 85 |
| 2011 | 87 |
Over five years, Saginaw County prices changed +54.0%, compared with +38.8% for Michigan.
Source: Federal Housing Finance Agency · Last updated 08/01/2026
Home values by ZIP code
Median home value and rent (ACS 2020-2024); price changes from the FHFA annual ZIP index
Swipe the table sideways to see more columns.
| # | ZIP code | Median value | Median rent | 1-year | 5-year |
|---|---|---|---|---|---|
| 1 | 48655 | $175,700 | $581 | +8.7% | +71.2% |
Fair Market Rents, FY2027
HUD rent standard for Saginaw, MI MSA
| Unit size | Monthly rent | vs FY2026 |
|---|---|---|
| Studio | $795 | +3.2% |
| 1 bedroom | $893 | +4.9% |
| 2 bedrooms | $1,141 | +2.1% |
| 3 bedrooms | $1,466 | +1.8% |
| 4 bedrooms | $1,500 | +1.4% |
Frequently asked questions
- What is the median home value in St. Charles, MI?
- The median home value in St. Charles is $118,500, based on the American Community Survey 2020-2024 5-year estimates. The Michigan median is $231,600.
- How much is rent in St. Charles?
- The median rent in St. Charles is $460 a month, including utilities paid by the renter. HUD's FY2027 Fair Market Rent for a two-bedroom unit is $1,141.
- Are home prices going up in St. Charles?
- Home prices in Saginaw County changed +3.8% over one year and +54.0% over five years, as of 2025.
- How does St. Charles compare with the rest of Michigan?
- St. Charles has the 365th highest median home value of 442 cities and towns with 1,000+ residents in Michigan.
- Which ZIP code in St. Charles has the highest home values?
- ZIP code 48655 has the highest median home value at $175,700.