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St. Cloud, MN Home Values and Rents
The median home value in St. Cloud is $225,000, 222nd highest of 363 cities and towns in Minnesota. Median rent is $1,003 a month.
- Median home value
- $225,000
- 222nd of 363 in MN
- Median rent
- $1,003/mo
- ACS 2020-2024
- Price change, 1 year
- +2.2%
- County index, 2025
- Homeownership
- 48.6%
- MN: 72.2%
Stearns County home price trend
FHFA annual House Price Index for Stearns County, 2000 = 100, compared with Minnesota
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| Period | Stearns County |
|---|---|
| 2025 | 227 |
| 2024 | 222 |
| 2023 | 213 |
| 2022 | 199 |
| 2021 | 175 |
| 2020 | 158 |
| 2019 | 155 |
| 2018 | 148 |
| 2017 | 141 |
| 2016 | 134 |
| 2015 | 129 |
| 2014 | 126 |
| 2013 | 121 |
| 2012 | 120 |
| 2011 | 123 |
Beta
Over five years, Stearns County prices changed +43.3%, compared with +24.7% for Minnesota.
Source: Federal Housing Finance Agency · Last updated 08/01/2026
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Home values by ZIP code
Median home value and rent (ACS 2020-2024); price changes from the FHFA annual ZIP index
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Fair Market Rents, FY2027
HUD rent standard for St. Cloud, MN MSA
| Unit size | Monthly rent | vs FY2026 |
|---|---|---|
| Studio | $884 | +1.1% |
| 1 bedroom | $961 | +4.6% |
| 2 bedrooms | $1,233 | +2.2% |
| 3 bedrooms | $1,656 | +3.2% |
| 4 bedrooms | $1,961 | +4.7% |
Frequently asked questions
- What is the median home value in St. Cloud, MN?
- The median home value in St. Cloud is $225,000, based on the American Community Survey 2020-2024 5-year estimates. The Minnesota median is $329,300.
- How much is rent in St. Cloud?
- The median rent in St. Cloud is $1,003 a month, including utilities paid by the renter. HUD's FY2027 Fair Market Rent for a two-bedroom unit is $1,233.
- Are home prices going up in St. Cloud?
- Home prices in Stearns County changed +2.2% over one year and +43.3% over five years, as of 2025.
- How does St. Cloud compare with the rest of Minnesota?
- St. Cloud has the 222nd highest median home value of 363 cities and towns with 1,000+ residents in Minnesota.
- Which ZIP code in St. Cloud has the highest home values?
- ZIP code 56301 has the highest median home value at $288,600, and 56303 has the lowest at $205,200.