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Cherokee, NC Home Values and Rents
The median home value in Cherokee is $189,900, 321st highest of 454 cities and towns in North Carolina. Median rent is $1,075 a month.
- Median home value
- $189,900
- 321st of 454 in NC
- Median rent
- $1,075/mo
- ACS 2020-2024
- Price change, 1 year
- +1.9%
- County index, 2025
- Homeownership
- 62.6%
- NC: 66.6%
Swain County home price trend
FHFA annual House Price Index for Swain County, 2000 = 100, compared with North Carolina
Show as a table
| Period | Swain County |
|---|---|
| 2025 | 269 |
| 2024 | 264 |
| 2023 | 255 |
| 2022 | 244 |
| 2021 | 188 |
| 2020 | 170 |
| 2019 | 159 |
| 2018 | 159 |
| 2017 | 143 |
| 2016 | 133 |
| 2015 | 135 |
| 2014 | 123 |
| 2013 | 136 |
| 2012 | 137 |
| 2011 | 147 |
Beta
Over five years, Swain County prices changed +57.9%, compared with +41.2% for North Carolina.
Source: Federal Housing Finance Agency · Last updated 08/01/2026
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Fair Market Rents, FY2027
HUD rent standard for Swain County, NC
| Unit size | Monthly rent | vs FY2026 |
|---|---|---|
| Studio | $892 | +10.7% |
| 1 bedroom | $906 | +11.4% |
| 2 bedrooms | $1,012 | +9.4% |
| 3 bedrooms | $1,292 | +2.2% |
| 4 bedrooms | $1,531 | +10.1% |
Frequently asked questions
- What is the median home value in Cherokee, NC?
- The median home value in Cherokee is $189,900, based on the American Community Survey 2020-2024 5-year estimates. The North Carolina median is $288,900.
- How much is rent in Cherokee?
- The median rent in Cherokee is $1,075 a month, including utilities paid by the renter. HUD's FY2027 Fair Market Rent for a two-bedroom unit is $1,012.
- Are home prices going up in Cherokee?
- Home prices in Swain County changed +1.9% over one year and +57.9% over five years, as of 2025.
- How does Cherokee compare with the rest of North Carolina?
- Cherokee has the 321st highest median home value of 454 cities and towns with 1,000+ residents in North Carolina.