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Prospect, NY Home Values and Rents
The median home value in Prospect is $86,800.
- Median home value
- $86,800
- ACS 2020-2024
- Price change, 1 year
- +6.3%
- County index, 2025
- Homeownership
- 100.0%
- NY: 54.3%
Home sale prices in the Utica-Rome, NY area
Zillow median sale price, Sep 2026
$242,638+0.7% from a year earlier
Half of homes in the metro area sold for more and half for less. Zillow publishes sale prices for metro areas, not for single counties or cities.
Oneida County home price trend
FHFA annual House Price Index for Oneida County, 2000 = 100, compared with New York
Show as a table
| Period | Oneida County |
|---|---|
| 2025 | 293 |
| 2024 | 275 |
| 2023 | 261 |
| 2022 | 238 |
| 2021 | 207 |
| 2020 | 188 |
| 2019 | 178 |
| 2018 | 171 |
| 2017 | 162 |
| 2016 | 157 |
| 2015 | 152 |
| 2014 | 151 |
| 2013 | 149 |
| 2012 | 149 |
| 2011 | 150 |
Beta
Over five years, Oneida County prices changed +56.0%, compared with +44.0% for New York.
Source: Federal Housing Finance Agency · Last updated 08/01/2026
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Home values by ZIP code
Median home value and rent (ACS 2020-2024); price changes from the FHFA annual ZIP index
Swipe the table sideways to see more columns.
| # | ZIP code | Median value | Median rent | 1-year | 5-year |
|---|---|---|---|---|---|
| 1 | 13435 | $86,800 | - | - | - |
Fair Market Rents, FY2027
HUD rent standard for Utica-Rome, NY MSA
| Unit size | Monthly rent | vs FY2026 |
|---|---|---|
| Studio | $857 | -4.7% |
| 1 bedroom | $946 | +2.2% |
| 2 bedrooms | $1,210 | +3.2% |
| 3 bedrooms | $1,442 | +2.6% |
| 4 bedrooms | $1,636 | +0.8% |
Frequently asked questions
- What is the median home value in Prospect, NY?
- The median home value in Prospect is $86,800, based on the American Community Survey 2020-2024 5-year estimates. The New York median is $423,800.
- Are home prices going up in Prospect?
- Home prices in Oneida County changed +6.3% over one year and +56.0% over five years, as of 2025.
- Which ZIP code in Prospect has the highest home values?
- ZIP code 13435 has the highest median home value at $86,800.