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Effingham, IL

City in Effingham County, Illinois. ZIP codes: 62401.

Population

12,342

Land area

10.8sq mi

People per sq mi

1,144

ZIP codes

1

Effingham and its ZIP codes

Effingham at a glance

  • Effingham is about 5 times as dense as Illinois as a whole.
  • By population, it ranks 193rd among 1,445 cities and towns in Illinois.
  • The median household income is $72,377, 13% below the Illinois median of $83,390.
  • A typical owner-occupied home is valued at $177,500 (33% below Illinois) and median rent is $725 a month.

Local data for Effingham, IL

Counts from official public data

Housing and community stats

Effingham, IL, American Community Survey 2020-2024

Full profile

Median household income

$72,377

Poverty rate

14.6%

Median home value

$177,500

Median rent

$725/mo

Homeownership

66.1%

Bachelor's or higher

29.1%

Median age

39.6

Average commute

13.3 min

Largest reported origins and ancestries: German Americans (4,423), Irish Americans (1,075), French Americans (270).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Effingham County. PPP loans are for Effingham.

Details

Unemployment rate

2.9%

Aug 2026, -0.8 pts in a year

Average annual pay

$55,283

23,401 jobs, 2025

Income per person

$72,180

BEA, 2024

Federal spending

$231M

FY 2026, $6,667 per person

Effingham County economyFederal spending

How people get to work

Effingham, IL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone78.6%
  • Carpooled5.7%
  • Public transit0.3%
  • Walked1.8%
  • Bicycle0.3%
  • Taxi, ride-hailing, motorcycle or other0.8%
  • Worked from home12.5%

Average one-way commute: 13.3 minutes for people who do not work from home.

Environment and hazard risk

Effingham, IL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: earthquake

Storm events since 1996

423

Countywide, mostly thunderstorm wind

Flood insurance policies

11

0.1% of homes, county

July high / Jan low

89° / 20°F

44.0 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Effingham, IL, CDC PLACES estimates

All 40 measures

Obesity

35.0%

U.S. 33.3% +1.7 pts

Diabetes

12.1%

U.S. 12.1% about the same

Smoking

14.6%

U.S. 12.8% +1.8 pts

Uninsured (18-64)

8.2%

U.S. 11.1% -2.9 pts

ZIP codes in Effingham

1 in or overlapping Effingham. Population shown

·

Cities near Effingham

NameDistanceLand area (sq mi)
TeutopolisVillage3.7 mi2
WatsonVillage6.5 mi1.1
ShumwayVillage6.9 mi0.3
SigelTown7.9 mi0.3
MontroseVillage9.7 mi0.6
DieterichVillage10 mi1.4
StewardsonVillage11 mi0.6
AltamontCity11 mi1.5
MasonTown12 mi1.3
Beecher CityVillage13 mi0.9
WheelerVillage14 mi0.6
EdgewoodVillage15 mi1
NeogaCity15 mi1.4
StrasburgVillage16 mi0.5
St. ElmoCity17 mi1.5
JewettVillage18 mi1

Frequently asked questions

What county is Effingham, IL in?
Effingham is in Effingham County, Illinois.
What ZIP codes are in Effingham, IL?
ZIP codes in or overlapping Effingham include 62401.
What is the population of Effingham, IL?
About 12,342 people live in Effingham, based on American Community Survey 5-year estimates.
What cities are near Effingham?
Nearby places include Teutopolis (3.7 mi), Watson (6.5 mi), Shumway (6.9 mi), Sigel (7.9 mi), Montrose (9.7 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023