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Ashland, KY

City in Boyd County, Kentucky. ZIP codes: 41101.

Population

21,295

Land area

10.7sq mi

People per sq mi

1,984

ZIP codes

1

Ashland and its ZIP codes

Ashland at a glance

  • Ashland is about 17 times as dense as Kentucky as a whole.
  • By population, it ranks 18th among 552 cities and towns in Kentucky.
  • The median household income is $52,715, 17% below the Kentucky median of $63,726.
  • A typical owner-occupied home is valued at $125,000 (39% below Kentucky) and median rent is $872 a month.

Local data for Ashland, KY

Counts from official public data

Housing and community stats

Ashland, KY, American Community Survey 2020-2024

Full profile

Median household income

$52,715

Poverty rate

22.4%

Median home value

$125,000

Median rent

$872/mo

Homeownership

60.4%

Bachelor's or higher

24.8%

Median age

40.7

Average commute

20.9 min

Largest reported origins and ancestries: German Americans (2,442), Irish Americans (2,175), Scottish Americans (650).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Boyd County. PPP loans are for Ashland.

Details

Unemployment rate

4.9%

Aug 2026, -0.3 pts in a year

Average annual pay

$61,721

26,451 jobs, 2025

Income per person

$52,228

BEA, 2024

Federal spending

$367M

FY 2026, $7,604 per person

PPP loans

$49.2M

615 loans, 6,647 jobs reported

Boyd County economyFederal spendingPPP loans

How people get to work

Ashland, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone74.0%
  • Carpooled11.3%
  • Public transit0.2%
  • Walked5.6%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other1.5%
  • Worked from home7.5%

Average one-way commute: 20.9 minutes for people who do not work from home.

Environment and hazard risk

Ashland, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: heat wave

Storm events since 1996

425

Countywide, mostly thunderstorm wind

Flood insurance policies

207

0.9% of homes, county

July high / Jan low

85° / 23°F

46.7 inches of rain a year

Hazards, floods and storm historyCheck a flood zone19 historic places

ZIP codes in Ashland

1 in or overlapping Ashland. Population shown

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Cities near Ashland

Frequently asked questions

What county is Ashland, KY in?
Ashland is in Boyd County, Kentucky.
What ZIP codes are in Ashland, KY?
ZIP codes in or overlapping Ashland include 41101.
What is the population of Ashland, KY?
About 21,295 people live in Ashland, based on American Community Survey 5-year estimates.
What cities are near Ashland?
Nearby places include Coal Grove, OH (1.9 mi), Westwood (2.3 mi), Ironville (3.1 mi), Bellefonte (3.3 mi), Catlettsburg (4.1 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023