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Hardin County, KY

9 cities and towns and 12 ZIP codes in Hardin County, Kentucky.

Population

111,942

Land area

624sq mi

People per sq mi

179

ZIP codes

12

Cities and towns in Hardin County

Hardin County at a glance

  • Hardin County is 56% denser than Kentucky as a whole.
  • It is the 6th most populous of 120 counties in Kentucky.
  • Households here earn a median of $67,647 a year, 6% more than the Kentucky figure of $63,726.
  • A typical owner-occupied home is valued at $225,800 (10% above Kentucky) and median rent is $971 a month.
  • The biggest population centers are Elizabethtown (32,576), Radcliff (22,864) and Fort Knox (8,836).

Local data for Hardin County, KY

Counts from official public data

Housing and community stats

Hardin County, KY, American Community Survey 2020-2024

Full profile

Median household income

$67,647

Poverty rate

13.1%

Median home value

$225,800

Prices +4.7% in a year

Median rent

$971/mo

Homeownership

62.6%

Bachelor's or higher

24.8%

Median age

37.3

Average commute

22.4 min

Largest reported origins and ancestries: German Americans (14,476), Irish Americans (11,892), Italian Americans (3,207).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, income, federal spending and pandemic loans

Details

Unemployment rate

4.7%

Aug 2026, 0.0 pts in a year

Average annual pay

$55,921

48,702 jobs, 2025

Income per person

$58,679

BEA, 2024

Federal spending

$1.16B

FY 2026, $10,511 per person

PPP loans

$147M

2,817 loans, 20,264 jobs reported

Campaign donations

$424K

Itemized, 2026 cycle

EconomyFederal spendingPPP loans

How people get to work

Hardin County, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone76.7%
  • Carpooled9.4%
  • Public transit0.2%
  • Walked2.7%
  • Bicycle0.3%
  • Taxi, ride-hailing, motorcycle or other1.5%
  • Worked from home9.2%

Average one-way commute: 22.4 minutes for people who do not work from home.

Environment and hazard risk

Hardin County, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: strong wind

Storm events since 1996

451

Most often thunderstorm wind

Flood insurance policies

308

0.8% of homes, county

July high / Jan low

86° / 24°F

54.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone78 historic places

Cities, towns and ZIP codes in Hardin County

Population shown

Frequently asked questions

What is the largest city in Hardin County, KY?
Elizabethtown is the largest city or town in Hardin County, with about 32,576 residents.
How many ZIP codes are in Hardin County?
Hardin County includes 12 ZIP Code Tabulation Areas, including 40121, 40160, 40162, 40177, 42701.
What is the population of Hardin County, KY?
About 111,942 people live in Hardin County, based on American Community Survey 5-year estimates.
What counties border Hardin County?
Hardin County borders Jefferson County, Bullitt County, Nelson County, Harrison County, IN, Meade County, Grayson County, Breckinridge County, Hart County, Larue County.

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023