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Independence, KY

City in Kenton County, Kentucky. ZIP codes: 41051.

Population

29,392

Land area

17.7sq mi

People per sq mi

1,657

ZIP codes

1

Independence and its ZIP codes

Independence at a glance

  • Independence is about 14 times as dense as Kentucky as a whole.
  • By population, it ranks 12th among 552 cities and towns in Kentucky.
  • The median household income is $102,361, 61% above the Kentucky median of $63,726.
  • A typical owner-occupied home is valued at $263,700 (28% above Kentucky) and median rent is $1,250 a month.

Local data for Independence, KY

Counts from official public data

Housing and community stats

Independence, KY, American Community Survey 2020-2024

Full profile

Median household income

$102,361

Poverty rate

8.8%

Median home value

$263,700

Median rent

$1,250/mo

Homeownership

83.8%

Bachelor's or higher

36.4%

Median age

33.7

Average commute

27.2 min

Largest reported origins and ancestries: German Americans (8,774), Irish Americans (4,800), Italian Americans (740).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Kenton County. PPP loans are for Independence.

Details

Unemployment rate

3.6%

Aug 2026, -0.2 pts in a year

Average annual pay

$72,992

75,385 jobs, 2025

Income per person

$78,130

BEA, 2024

Federal spending

$1.03B

FY 2026, $6,064 per person

PPP loans

$17.39M

340 loans, 2,014 jobs reported

Kenton County economyFederal spendingPPP loans

How people get to work

Independence, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone78.7%
  • Carpooled5.5%
  • Public transit0.2%
  • Walked0.4%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other1.6%
  • Worked from home13.6%

Average one-way commute: 27.2 minutes for people who do not work from home.

Environment and hazard risk

Independence, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: strong wind

Storm events since 1996

371

Countywide, mostly thunderstorm wind

Flood insurance policies

189

0.4% of homes, county

July high / Jan low

86° / 23°F

45.3 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

ZIP codes in Independence

1 in or overlapping Independence. Population shown

·

Cities near Independence

NameDistanceLand area (sq mi)
EdgewoodCity4.7 mi4.3
Ryland HeightsCity4.8 mi5.3
FairviewCity4.9 mi0.7
ElsmereCity4.9 mi2.6
Taylor MillCity4.9 mi6.1
ErlangerCity6.1 mi8.4
CovingtonCity6.1 mi13.2
Crestview HillsCity6.2 mi1.9
FlorenceCity6.3 mi11.2
Lakeside ParkCity6.4 mi0.8
WaltonCity6.7 mi4.8
Fort WrightCity7 mi3.4
Fort MitchellCity7.1 mi3.1
ClaryvilleCensus-designated place7.2 mi7.2
UnionCity7.3 mi3.8
WilderCity7.5 mi3.6

Frequently asked questions

What county is Independence, KY in?
Independence is in Kenton County, Kentucky.
What ZIP codes are in Independence, KY?
ZIP codes in or overlapping Independence include 41051.
What is the population of Independence, KY?
About 29,392 people live in Independence, based on American Community Survey 5-year estimates.
What cities are near Independence?
Nearby places include Edgewood (4.7 mi), Ryland Heights (4.8 mi), Fairview (4.9 mi), Elsmere (4.9 mi), Taylor Mill (4.9 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023