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Monticello, KY

City in Wayne County, Kentucky.

Population

5,753

Land area

6.1sq mi

People per sq mi

945

ZIP codes

0

Monticello and its ZIP codes

Monticello at a glance

  • Monticello is about 8.2 times as dense as Kentucky as a whole.
  • It is the 79th most populous of 552 cities and towns in Kentucky.
  • Households here earn a median of $44,952 a year, 29% less than the Kentucky figure of $63,726.
  • A typical owner-occupied home is valued at $132,400 (36% below Kentucky) and median rent is $779 a month.

Local data for Monticello, KY

Counts from official public data

Housing and community stats

Monticello, KY, American Community Survey 2020-2024

Full profile

Median household income

$44,952

Poverty rate

30.4%

Median home value

$132,400

Median rent

$779/mo

Homeownership

53.8%

Bachelor's or higher

13.3%

Median age

40.6

Average commute

22.8 min

Largest reported origins and ancestries: German Americans (516), Irish Americans (374), Guatemalan Americans (349).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Wayne County. PPP loans are for Monticello.

Details

Unemployment rate

6.2%

Sep 2026, +0.2 pts in a year

Average annual pay

$41,770

5,080 jobs, 2025

Income per person

$40,460

BEA, 2024

Federal spending

$142M

FY 2026, $7,240 per person

Wayne County economyFederal spending

How people get to work

Monticello, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone57.4%
  • Carpooled17.6%
  • Public transit0.5%
  • Walked1.4%
  • Bicycle0.6%
  • Taxi, ride-hailing, motorcycle or other2.4%
  • Worked from home20.2%

Average one-way commute: 22.8 minutes for people who do not work from home.

Environment and hazard risk

Monticello, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: cold wave

Storm events since 1996

380

Countywide, mostly thunderstorm wind

Flood insurance policies

8

0.1% of homes, county

July high / Jan low

86° / 26°F

52.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone4 historic places

Cities near Monticello

Frequently asked questions

What county is Monticello, KY in?
Monticello is in Wayne County, Kentucky.
What is the population of Monticello, KY?
About 5,753 people live in Monticello, based on American Community Survey 5-year estimates.
What cities are near Monticello?
Nearby places include Jamestown (15 mi), Burnside (17 mi), Albany (19 mi), Russell Springs (19 mi), Ferguson (21 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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