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Mount Sterling, KY
City in Montgomery County, Kentucky. ZIP codes: 40353.
Population
7,551
Land area
4.5sq mi
People per sq mi
1,680
ZIP codes
1
Mount Sterling and its ZIP codes
Mount Sterling at a glance
- Mount Sterling is about 15 times as dense as Kentucky as a whole.
- By population, it ranks 61st among 552 cities and towns in Kentucky.
- The median household income is $55,827, 12% below the Kentucky median of $63,726.
- A typical owner-occupied home is valued at $187,600 (9% below Kentucky) and median rent is $699 a month.
Local data for Mount Sterling, KY
Counts from official public data
Housing and community stats
Mount Sterling, KY, American Community Survey 2020-2024
Median household income
$55,827
Poverty rate
16.9%
Median home value
$187,600
Median rent
$699/mo
Homeownership
52.1%
Bachelor's or higher
23.6%
Median age
37.8
Average commute
23.0 min
Largest reported origins and ancestries: Irish Americans (893), German Americans (625), Scottish Americans (164).
Economy and federal money
Jobs, pay, income and spending are for Montgomery County. PPP loans are for Mount Sterling.
Unemployment rate
4.4%
Aug 2026, -0.3 pts in a year
Average annual pay
$50,506
10,114 jobs, 2025
Income per person
$47,981
BEA, 2024
Federal spending
$182M
FY 2026, $6,464 per person
PPP loans
$24.69M
688 loans, 3,420 jobs reported
How people get to work
Mount Sterling, KY, workers 16 and older. American Community Survey 5-year estimates
- Drove alone84.1%
- Carpooled6.9%
- Public transit0.0%
- Walked1.4%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.0%
- Worked from home7.5%
Average one-way commute: 23.0 minutes for people who do not work from home.
Environment and hazard risk
Mount Sterling, KY, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: strong wind
Storm events since 1996
406
Countywide, mostly thunderstorm wind
Flood insurance policies
33
0.2% of homes, county
July high / Jan low
87° / 22°F
48.5 inches of rain a year
Hazards, floods and storm historyCheck a flood zone9 historic places
ZIP codes in Mount Sterling
1 in or overlapping Mount Sterling. Population shown
Cities near Mount Sterling
| Name | Distance | Land area (sq mi) |
|---|---|---|
| CamargoCity | 5.4 mi | 2.2 |
| JeffersonvilleCity | 8.9 mi | 2.7 |
| SharpsburgCity | 9.7 mi | 0.2 |
| North MiddletownCity | 11 mi | 0.3 |
| OwingsvilleCity | 11 mi | 2.5 |
| WinchesterCity | 14 mi | 9.2 |
| Clay CityCity | 14 mi | 1.1 |
| StantonCity | 16 mi | 2.3 |
| Salt LickCity | 18 mi | 0.8 |
| CarlisleCity | 19 mi | 1.3 |
| FrenchburgCity | 19 mi | 0.8 |
| MillersburgCity | 20 mi | 0.4 |
| ParisCity | 20 mi | 7.9 |
| FarmersCensus-designated place | 23 mi | 1 |
| Lakeview HeightsCity | 25 mi | 0.1 |
| IrvineCity | 25 mi | 1.5 |
Frequently asked questions
- What county is Mount Sterling, KY in?
- Mount Sterling is in Montgomery County, Kentucky.
- What ZIP codes are in Mount Sterling, KY?
- ZIP codes in or overlapping Mount Sterling include 40353.
- What is the population of Mount Sterling, KY?
- About 7,551 people live in Mount Sterling, based on American Community Survey 5-year estimates.
- What cities are near Mount Sterling?
- Nearby places include Camargo (5.4 mi), Jeffersonville (8.9 mi), Sharpsburg (9.7 mi), North Middletown (11 mi), Owingsville (11 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023