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Owensboro, KY

City in Daviess County, Kentucky. ZIP codes: 42303.

Population

60,302

Land area

21.3sq mi

People per sq mi

2,831

ZIP codes

1

Owensboro and its ZIP codes

Owensboro at a glance

  • Owensboro is about 25 times as dense as Kentucky as a whole.
  • By population, it ranks 4th among 552 cities and towns in Kentucky.
  • The median household income is $56,357, 12% below the Kentucky median of $63,726.
  • A typical owner-occupied home is valued at $178,900 (13% below Kentucky) and median rent is $905 a month.

Local data for Owensboro, KY

Counts from official public data

Housing and community stats

Owensboro, KY, American Community Survey 2020-2024

Full profile

Median household income

$56,357

Poverty rate

18.9%

Median home value

$178,900

Median rent

$905/mo

Homeownership

57.4%

Bachelor's or higher

26.1%

Median age

37.5

Average commute

17.1 min

Largest reported origins and ancestries: Irish Americans (6,023), German Americans (5,879), Scottish Americans (1,659).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Daviess County. PPP loans are for Owensboro.

Details

Unemployment rate

3.8%

Aug 2026, -0.3 pts in a year

Average annual pay

$56,466

47,804 jobs, 2025

Income per person

$54,758

BEA, 2024

Federal spending

$664M

FY 2026, $6,423 per person

PPP loans

$100M

1,092 loans, 12,693 jobs reported

Daviess County economyFederal spendingPPP loans

How people get to work

Owensboro, KY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone82.0%
  • Carpooled7.9%
  • Public transit0.5%
  • Walked1.9%
  • Bicycle0.5%
  • Taxi, ride-hailing, motorcycle or other0.3%
  • Worked from home6.9%

Average one-way commute: 17.1 minutes for people who do not work from home.

Environment and hazard risk

Owensboro, KY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: ice storm

Storm events since 1996

948

Countywide, mostly thunderstorm wind

Flood insurance policies

662

1.7% of homes, county

July high / Jan low

87° / 26°F

45.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone25 historic places

ZIP codes in Owensboro

1 in or overlapping Owensboro. Population shown

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Cities near Owensboro

Frequently asked questions

What county is Owensboro, KY in?
Owensboro is in Daviess County, Kentucky.
What ZIP codes are in Owensboro, KY?
ZIP codes in or overlapping Owensboro include 42303.
What is the population of Owensboro, KY?
About 60,302 people live in Owensboro, based on American Community Survey 5-year estimates.
What cities are near Owensboro?
Nearby places include Thruston (5 mi), Sorgho (6.1 mi), Philpot (6.2 mi), Masonville (6.3 mi), Moseleyville (7.5 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023