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Gardner, MA

City in Worcester County, Massachusetts. ZIP codes: 01440.

Population

21,148

Land area

22.1sq mi

People per sq mi

958

ZIP codes

1

Gardner and its ZIP codes

Gardner at a glance

  • Households here earn a median of $67,518 a year, 35% less than the Massachusetts figure of $103,960.
  • A typical owner-occupied home is valued at $301,600 (46% below Massachusetts) and median rent is $1,109 a month.

Local data for Gardner, MA

Counts from official public data

Housing and community stats

Gardner, MA, American Community Survey 2020-2024

Full profile

Median household income

$67,518

Poverty rate

13.7%

Median home value

$301,600

Median rent

$1,109/mo

Homeownership

58.9%

Bachelor's or higher

23.8%

Median age

43.7

Average commute

30.5 min

Largest reported origins and ancestries: Irish Americans (2,952), French Americans (2,599), Italian Americans (1,471).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Worcester County. PPP loans are for Gardner.

Details

Unemployment rate

4.5%

Aug 2026, -0.3 pts in a year

Average annual pay

$74,037

356,384 jobs, 2025

Income per person

$71,909

BEA, 2024

Federal spending

$5.79B

FY 2026, $6,718 per person

PPP loans

$41.39M

338 loans, 5,012 jobs reported

Worcester County economyFederal spendingPPP loans

How people get to work

Gardner, MA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone68.8%
  • Carpooled10.5%
  • Public transit1.7%
  • Walked2.7%
  • Bicycle0.3%
  • Taxi, ride-hailing, motorcycle or other2.7%
  • Worked from home13.3%

Average one-way commute: 30.5 minutes for people who do not work from home.

Environment and hazard risk

Gardner, MA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: ice storm

Storm events since 1996

1,768

Countywide, mostly thunderstorm wind

Flood insurance policies

1,081

0.5% of homes, county

July high / Jan low

80° / 14°F

49.3 inches of rain a year

Hazards, floods and storm historyCheck a flood zone9 historic places

Health statistics

Share of adults in Gardner, MA, CDC PLACES estimates

All 40 measures

Obesity

35.8%

U.S. 33.3% +2.5 pts

Diabetes

12.1%

U.S. 12.1% about the same

Smoking

16.5%

U.S. 12.8% +3.7 pts

Uninsured (18-64)

6.6%

U.S. 11.1% -4.5 pts

ZIP codes in Gardner

1 in or overlapping Gardner. Population shown

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Cities near Gardner

Frequently asked questions

What county is Gardner, MA in?
Gardner is in Worcester County, Massachusetts.
What ZIP codes are in Gardner, MA?
ZIP codes in or overlapping Gardner include 01440.
What is the population of Gardner, MA?
About 21,148 people live in Gardner, based on American Community Survey 5-year estimates.
What cities are near Gardner?
Nearby places include South Ashburnham (3.6 mi), Baldwinville (5.1 mi), Winchendon (7.4 mi), Fitchburg (8.8 mi), Leominster (12 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023