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Clay County, TN
1 city or town and 5 ZIP codes in Clay County, Tennessee.
Population
7,670
Land area
237sq mi
People per sq mi
32
ZIP codes
5
Cities and towns in Clay County
Clay County at a glance
- Clay County is 81% less dense than Tennessee as a whole.
- The median household income is $39,972, 43% below the Tennessee median of $69,595.
- A typical owner-occupied home is valued at $136,400 (52% below Tennessee) and median rent is $557 a month.
Local data for Clay County, TN
Counts from official public data
Housing and community stats
Clay County, TN, American Community Survey 2020-2024
Median household income
$39,972
Poverty rate
24.2%
Median home value
$136,400
Prices +17.3% in a year
Median rent
$557/mo
Homeownership
74.4%
Bachelor's or higher
11.5%
Median age
48.5
Average commute
27.6 min
Largest reported origins and ancestries: Irish Americans (961), German Americans (601), Italian Americans (185).
Economy and federal money
Jobs, income, federal spending and pandemic loans
Unemployment rate
3.4%
Sep 2026, -1.0 pts in a year
Average annual pay
$41,969
1,334 jobs, 2025
Income per person
$45,901
BEA, 2024
Federal spending
$60.3M
FY 2026, $7,951 per person
PPP loans
$11.7M
658 loans, 1,752 jobs reported
Campaign donations
$69.8K
Itemized, 2026 cycle
How people get to work
Clay County, TN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone85.0%
- Carpooled7.4%
- Public transit0.5%
- Walked0.2%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.7%
- Worked from home6.3%
Average one-way commute: 27.6 minutes for people who do not work from home.
Environment and hazard risk
Clay County, TN, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: landslide
Storm events since 1996
258
Most often thunderstorm wind
Flood insurance policies
13
0.3% of homes, county
July high / Jan low
90° / 24°F
56.5 inches of rain a year
Hazards, floods and storm historyCheck a flood zone2 historic places
Health statistics
Share of adults in Clay County, TN, CDC PLACES estimates
Obesity
39.9%
U.S. 33.3% +6.6 pts
Diabetes
17.8%
U.S. 12.1% +5.7 pts
Smoking
23.1%
U.S. 12.8% +10.3 pts
Uninsured (18-64)
13.4%
U.S. 11.1% +2.3 pts
Cities, towns and ZIP codes in Clay County
Population shown
Frequently asked questions
- What is the largest city in Clay County, TN?
- Celina is the largest city or town in Clay County, with about 1,941 residents.
- How many ZIP codes are in Clay County?
- Clay County includes 5 ZIP Code Tabulation Areas, including 37150, 38541, 38551, 38568, 38575.
- What is the population of Clay County, TN?
- About 7,670 people live in Clay County, based on American Community Survey 5-year estimates.
- What counties border Clay County?
- Clay County borders Macon County, Overton County, Jackson County, Monroe County, KY, Clinton County, KY, Cumberland County, KY, Pickett County.
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023