Checked
Cowan, TN
City in Franklin County, Tennessee. ZIP codes: 37318.
Population
1,934
Land area
2.1sq mi
People per sq mi
915
ZIP codes
1
Cowan and its ZIP codes
Cowan at a glance
- Cowan is about 5.3 times as dense as Tennessee as a whole.
- The median household income is $46,406, 33% below the Tennessee median of $69,595.
- A typical owner-occupied home is valued at $174,500 (39% below Tennessee) and median rent is $787 a month.
Local data for Cowan, TN
Counts from official public data
Housing and community stats
Cowan, TN, American Community Survey 2020-2024
Median household income
$46,406
Poverty rate
30.8%
Median home value
$174,500
Median rent
$787/mo
Homeownership
59.5%
Bachelor's or higher
13.3%
Median age
35.6
Average commute
27.7 min
Largest reported origins and ancestries: Irish Americans (216), German Americans (139), Scottish Americans (53).
Economy and federal money
Jobs, pay, income and spending are for Franklin County. PPP loans are for Cowan.
Unemployment rate
3.6%
Sep 2026, -0.5 pts in a year
Average annual pay
$54,031
11,323 jobs, 2025
Income per person
$53,240
BEA, 2024
Federal spending
$326M
FY 2026, $7,627 per person
How people get to work
Cowan, TN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone81.8%
- Carpooled10.1%
- Public transit0.0%
- Walked2.5%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.0%
- Worked from home5.6%
Average one-way commute: 27.7 minutes for people who do not work from home.
Environment and hazard risk
Cowan, TN, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: earthquake
Storm events since 1996
684
Countywide, mostly thunderstorm wind
Flood insurance policies
58
0.3% of homes, county
July high / Jan low
87° / 30°F
57.7 inches of rain a year
Hazards, floods and storm historyCheck a flood zone1 historic places
Health statistics
Share of adults in Cowan, TN, CDC PLACES estimates
Obesity
39.0%
U.S. 33.3% +5.7 pts
Diabetes
16.7%
U.S. 12.1% +4.6 pts
Smoking
22.6%
U.S. 12.8% +9.8 pts
Uninsured (18-64)
12.9%
U.S. 11.1% +1.8 pts
ZIP codes in Cowan
1 in or overlapping Cowan. Population shown
Cities near Cowan
| Name | Distance | Land area (sq mi) |
|---|---|---|
| DecherdCity | 4.9 mi | 4.8 |
| SewaneeCensus-designated place | 5.3 mi | 3.9 |
| WinchesterCity | 5.7 mi | 11.3 |
| SherwoodCensus-designated place | 7.8 mi | 0.9 |
| MonteagleTown | 8.9 mi | 9 |
| Estill SpringsTown | 10 mi | 4.8 |
| BelvidereCensus-designated place | 10 mi | 0.5 |
| PelhamCensus-designated place | 14 mi | 16.6 |
| OrmeTown | 16 mi | 4.1 |
| Tracy CityTown | 16 mi | 4.7 |
| HuntlandTown | 17 mi | 1.5 |
| HillsboroCensus-designated place | 17 mi | 4.1 |
| Hytop, ALTown | 18 mi | 3.5 |
| TullahomaCity | 18 mi | 23.4 |
| South PittsburgCity | 20 mi | 8.2 |
| ManchesterCity | 20 mi | 15.3 |
Frequently asked questions
- What county is Cowan, TN in?
- Cowan is in Franklin County, Tennessee.
- What ZIP codes are in Cowan, TN?
- ZIP codes in or overlapping Cowan include 37318.
- What is the population of Cowan, TN?
- About 1,934 people live in Cowan, based on American Community Survey 5-year estimates.
- What cities are near Cowan?
- Nearby places include Decherd (4.9 mi), Sewanee (5.3 mi), Winchester (5.7 mi), Sherwood (7.8 mi), Monteagle (8.9 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023