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Monterey, TN
Town in Putnam County, Tennessee.
Population
2,768
Land area
3sq mi
People per sq mi
914
ZIP codes
0
Monterey and its ZIP codes
Monterey at a glance
- Monterey is about 5.3 times as dense as Tennessee as a whole.
- Households here earn a median of $45,922 a year, 34% less than the Tennessee figure of $69,595.
- A typical owner-occupied home is valued at $165,000 (42% below Tennessee) and median rent is $715 a month.
Local data for Monterey, TN
Counts from official public data
Housing and community stats
Monterey, TN, American Community Survey 2020-2024
Median household income
$45,922
Poverty rate
29.9%
Median home value
$165,000
Median rent
$715/mo
Homeownership
58.6%
Bachelor's or higher
9.6%
Median age
27.0
Average commute
20.8 min
Largest reported origins and ancestries: Guatemalan Americans (214), Mexican Americans (138), Irish Americans (136).
Economy and federal money
Jobs, pay, income and spending are for Putnam County. PPP loans are for Monterey.
Unemployment rate
3.7%
Aug 2026, +0.1 pts in a year
Average annual pay
$52,316
39,901 jobs, 2025
Income per person
$54,582
BEA, 2024
Federal spending
$553M
FY 2026, $6,929 per person
How people get to work
Monterey, TN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone85.4%
- Carpooled11.2%
- Public transit0.0%
- Walked0.0%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.0%
- Worked from home3.3%
Average one-way commute: 20.8 minutes for people who do not work from home.
Environment and hazard risk
Monterey, TN, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: lightning
Storm events since 1996
606
Countywide, mostly thunderstorm wind
Flood insurance policies
62
0.2% of homes, county
July high / Jan low
84° / 27°F
64.3 inches of rain a year
Health statistics
Share of adults in Monterey, TN, CDC PLACES estimates
Obesity
41.7%
U.S. 33.3% +8.4 pts
Diabetes
16.3%
U.S. 12.1% +4.2 pts
Smoking
21.1%
U.S. 12.8% +8.3 pts
Uninsured (18-64)
19.4%
U.S. 11.1% +8.3 pts
Cities near Monterey
| Name | Distance | Land area (sq mi) |
|---|---|---|
| MaylandCensus-designated place | 7 mi | 1.6 |
| AlgoodCity | 11 mi | 4.1 |
| Pleasant HillTown | 12 mi | 1.6 |
| BowmanCensus-designated place | 14 mi | 2.3 |
| CookevilleCity | 14 mi | 35.8 |
| ClarkrangeCensus-designated place | 14 mi | 10.2 |
| Bon AirCensus-designated place | 15 mi | 2 |
| GrimsleyCensus-designated place | 17 mi | 10.9 |
| LivingstonTown | 17 mi | 6.5 |
| SpartaCity | 18 mi | 6.7 |
| CrossvilleCity | 18 mi | 20.4 |
| Dodson BranchCensus-designated place | 20 mi | 11.1 |
| BaxterTown | 21 mi | 3.1 |
| Lake TansiCensus-designated place | 21 mi | 8.8 |
| HilhamCensus-designated place | 21 mi | 3.5 |
| Fairfield GladeCensus-designated place | 23 mi | 23 |
Frequently asked questions
- What county is Monterey, TN in?
- Monterey is in Putnam County, Tennessee.
- What is the population of Monterey, TN?
- About 2,768 people live in Monterey, based on American Community Survey 5-year estimates.
- What cities are near Monterey?
- Nearby places include Mayland (7 mi), Algood (11 mi), Pleasant Hill (12 mi), Bowman (14 mi), Cookeville (14 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023