What city is ZIP code 08738?

ZIP code 08738 is in Mantoloking, NJ (Ocean County).

What county is ZIP code 08738 in?

ZIP code 08738 is mostly in Ocean County, New Jersey.

How many people live in ZIP code 08738?

About 1,381 people live in the 08738 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 08738

Mantoloking, NJ, Ocean County

Population

1,381

Land area

1sq mi

People per sq mi

1,417

City

Mantoloking

ZIP 08738 and nearby ZIP codes

Full map

ZIP 08738 at a glance

The median household income is more than $250,000, the highest bracket the Census Bureau reports.
A typical owner-occupied home is valued at $1,493,200 (about 3.3 times the New Jersey figure) and median rent is $2,094 a month.

Local data for ZIP 08738

Counts from official public data

Housing and community stats

ZIP 08738, American Community Survey 2020-2024

Full profile

Median household income

$250,000+

Poverty rate

2.5%

Median home value

$1,493,200

Prices +19.6% in a year

Median rent

$2,094/mo

Homeownership

95.3%

Bachelor's or higher

70.7%

Median age

58.6

Average commute

37.5 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

$17.3M annual payroll

PPP loans

$1.5M

29 loans

Campaign donations

$70.2K

4% D, 25% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 08738, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: strong wind

Storm events since 1996

2,238

Countywide, mostly thunderstorm wind

Flood insurance policies

35,624

16.6% of homes, county

July high / Jan low

86° / 22°F

52.0 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 08738, CDC PLACES estimates

All 40 measures

Obesity

24.3%

U.S. 33.3% -9.0 pts

Diabetes

10.6%

U.S. 12.1% -1.5 pts

Smoking

6.5%

U.S. 12.8% -6.3 pts

Uninsured (18-64)

4.2%

U.S. 11.1% -6.9 pts

Frequently asked questions

What city is ZIP code 08738?: ZIP code 08738 is in Mantoloking, NJ (Ocean County).
What county is ZIP code 08738 in?: ZIP code 08738 is mostly in Ocean County, New Jersey.
How many people live in ZIP code 08738?: About 1,381 people live in the 08738 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.