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ZIP Code 12095
Caroga Lake, NY, Fulton County
Population
12,391
Land area
65.2sq mi
People per sq mi
190
City
Caroga Lake
ZIP 12095 and nearby ZIP codes
ZIP 12095 at a glance
- ZIP 12095 (Caroga Lake) is 55% less dense than New York as a whole.
- Households here earn a median of $69,469 a year, 19% less than the New York figure of $85,974.
- A typical owner-occupied home is valued at $168,700 (60% below New York) and median rent is $923 a month.
Local data for ZIP 12095
Counts from official public data
Housing and community stats
ZIP 12095, American Community Survey 2020-2024
Median household income
$69,469
Poverty rate
7.9%
Median home value
$168,700
Prices +5.8% in a year
Median rent
$923/mo
Homeownership
66.7%
Bachelor's or higher
21.1%
Median age
41.6
Average commute
19.3 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
352
ZIP Business Patterns 2023
Employees
6,143
$330M annual payroll
PPP loans
$47.9M
294 loans
Campaign donations
$23.9K
12% D, 36% R, 2026 cycle
Environment and hazard risk
ZIP 12095, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: hurricane
Storm events since 1996
982
Countywide, mostly winter weather
Flood insurance policies
73
0.3% of homes, county
July high / Jan low
77° / 7°F
50.7 inches of rain a year
Health statistics
Share of adults in ZIP 12095, CDC PLACES estimates
Obesity
34.2%
U.S. 33.3% +0.9 pts
Diabetes
10.8%
U.S. 12.1% -1.3 pts
Smoking
14.2%
U.S. 12.8% +1.4 pts
Uninsured (18-64)
6.5%
U.S. 11.1% -4.6 pts
Frequently asked questions
- What city is ZIP code 12095?
- ZIP code 12095 is in Caroga Lake, NY (Fulton County).
- What county is ZIP code 12095 in?
- ZIP code 12095 is mostly in Fulton County, New York.
- How many people live in ZIP code 12095?
- About 12,391 people live in the 12095 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.