Checked
ZIP Code 12786
White Lake, NY, Sullivan County
Population
610
Land area
17.2sq mi
People per sq mi
36
City
White Lake
ZIP 12786 and nearby ZIP codes
ZIP 12786 at a glance
- ZIP 12786 (White Lake) is 92% less dense than New York as a whole.
- A typical owner-occupied home is valued at $172,800 (59% below New York).
Local data for ZIP 12786
Counts from official public data
Housing and community stats
ZIP 12786, American Community Survey 2020-2024
Poverty rate
8.2%
Median home value
$172,800
Homeownership
66.5%
Bachelor's or higher
35.5%
Median age
56.5
Average commute
30.1 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
27
ZIP Business Patterns 2023
Employees
145
$4.87M annual payroll
PPP loans
$928K
19 loans
Campaign donations
$2,154
86% D, 0% R, 2026 cycle
Environment and hazard risk
ZIP 12786, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: hurricane
Storm events since 1996
646
Countywide, mostly thunderstorm wind
Flood insurance policies
354
0.8% of homes, county
July high / Jan low
82° / 15°F
46.3 inches of rain a year
Health statistics
Share of adults in ZIP 12786, CDC PLACES estimates
Obesity
29.8%
U.S. 33.3% -3.5 pts
Diabetes
12.5%
U.S. 12.1% about the same
Smoking
11.9%
U.S. 12.8% -0.9 pts
Uninsured (18-64)
6.8%
U.S. 11.1% -4.3 pts
Cities in ZIP 12786
ZIP codes near 12786
| Name | Distance | Land area (sq mi) |
|---|---|---|
| 12720Kauneonga Lake | 2.2 mi | 9.1 |
| 12778Smallwood | 2.2 mi | 1.7 |
| 12749Kauneonga Lake | 3.2 mi | 2.2 |
| 12762Mongaup Valley | 3.4 mi | 9.2 |
| 12726Lake Huntington | 4.7 mi | 33 |
| 12783Kauneonga Lake | 6 mi | 31.7 |
| 12752Lake Huntington | 7 mi | 1.5 |
| 12764Narrowsburg | 7.1 mi | 60.6 |
| 12732Eldred | 7.4 mi | 26.6 |
| 12734Swan Lake | 7.6 mi | 14.1 |
| 12750Jeffersonville | 8 mi | 3.1 |
| 12743Eldred | 8.1 mi | 7.5 |
Frequently asked questions
- What city is ZIP code 12786?
- ZIP code 12786 is in White Lake, NY (Sullivan County).
- What county is ZIP code 12786 in?
- ZIP code 12786 is mostly in Sullivan County, New York.
- How many people live in ZIP code 12786?
- About 610 people live in the 12786 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.