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ZIP Code 12842

Speculator, NY, Hamilton County

Population

995

Land area

164.6sq mi

People per sq mi

6

City

Speculator

ZIP 12842 and nearby ZIP codes

ZIP 12842 at a glance

  • ZIP 12842 (Speculator) is 99% less dense than New York as a whole.
  • Households here earn a median of $58,702 a year, 32% less than the New York figure of $85,974.
  • A typical owner-occupied home is valued at $220,200 (48% below New York) and median rent is $792 a month.

Local data for ZIP 12842

Counts from official public data

Housing and community stats

ZIP 12842, American Community Survey 2020-2024

Full profile

Median household income

$58,702

Poverty rate

5.9%

Median home value

$220,200

Median rent

$792/mo

Homeownership

76.4%

Bachelor's or higher

29.9%

Median age

59.4

Average commute

22.3 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

34

ZIP Business Patterns 2023

Employees

179

$5M annual payroll

PPP loans

$751K

21 loans

Campaign donations

$1,060

94% D, 0% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 12842, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: landslide

Storm events since 1996

595

Countywide, mostly winter weather

Flood insurance policies

57

0.8% of homes, county

July high / Jan low

75° / 6°F

43.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in ZIP 12842, CDC PLACES estimates

All 40 measures

Obesity

30.4%

U.S. 33.3% -2.9 pts

Diabetes

12.9%

U.S. 12.1% +0.8 pts

Smoking

12.4%

U.S. 12.8% about the same

Uninsured (18-64)

4.5%

U.S. 11.1% -6.6 pts

Frequently asked questions

What city is ZIP code 12842?
ZIP code 12842 is in Speculator, NY (Hamilton County).
What county is ZIP code 12842 in?
ZIP code 12842 is mostly in Hamilton County, New York.
How many people live in ZIP code 12842?
About 995 people live in the 12842 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.