Skip to content

Checked

ZIP Code 20645

Cobb Island, MD, Charles County

Population

814

Land area

1.4sq mi

People per sq mi

591

City

Cobb Island

ZIP 20645 and nearby ZIP codes

ZIP 20645 at a glance

  • Households here earn a median of $191,429 a year, 85% more than the Maryland figure of $103,678.
  • A typical owner-occupied home is valued at $531,500 (27% above Maryland).

Local data for ZIP 20645

Counts from official public data

Housing and community stats

ZIP 20645, American Community Survey 2020-2024

Full profile

Median household income

$191,429

Poverty rate

0.0%

Median home value

$531,500

Homeownership

96.3%

Bachelor's or higher

46.1%

Median age

50.9

Average commute

43.8 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

6

ZIP Business Patterns 2023

Employees

61

$3.1M annual payroll

PPP loans

$534K

17 loans

Campaign donations

$692

0% D, 36% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 20645, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: heat wave

Storm events since 1996

967

Countywide, mostly thunderstorm wind

Flood insurance policies

547

0.9% of homes, county

July high / Jan low

85° / 25°F

48.1 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in ZIP 20645, CDC PLACES estimates

All 40 measures

Obesity

39.2%

U.S. 33.3% +5.9 pts

Diabetes

14.0%

U.S. 12.1% +1.9 pts

Smoking

14.0%

U.S. 12.8% +1.2 pts

Uninsured (18-64)

6.7%

U.S. 11.1% -4.4 pts

Frequently asked questions

What city is ZIP code 20645?
ZIP code 20645 is in Cobb Island, MD (Charles County).
What county is ZIP code 20645 in?
ZIP code 20645 is mostly in Charles County, Maryland.
How many people live in ZIP code 20645?
About 814 people live in the 20645 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.