What city is ZIP code 28640?

ZIP code 28640 is in Jefferson, NC (Ashe County).

What county is ZIP code 28640 in?

ZIP code 28640 is mostly in Ashe County, North Carolina.

How many people live in ZIP code 28640?

About 4,820 people live in the 28640 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 28640

Jefferson, NC, Ashe County

Population

4,820

Land area

37.1sq mi

People per sq mi

130

City

Jefferson

ZIP 28640 and nearby ZIP codes

Full map

ZIP 28640 at a glance

ZIP 28640 (Jefferson) is 41% less dense than North Carolina as a whole.
The median household income is $53,155, 27% below the North Carolina median of $72,388.
A typical owner-occupied home is valued at $282,900 and median rent is $797 a month.

Local data for ZIP 28640

Counts from official public data

Housing and community stats

ZIP 28640, American Community Survey 2020-2024

Full profile

Median household income

$53,155

Poverty rate

14.8%

Median home value

$282,900

Prices -4.0% in a year

Median rent

$797/mo

Homeownership

72.2%

Bachelor's or higher

22.0%

Median age

51.7

Average commute

19.7 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

152

ZIP Business Patterns 2023

Employees

2,394

$125M annual payroll

PPP loans

$13.4M

119 loans

Campaign donations

$20.5K

14% D, 27% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 28640, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

587

Countywide, mostly high wind

Flood insurance policies

191

1.1% of homes, county

July high / Jan low

81° / 22°F

51.0 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 28640, CDC PLACES estimates

All 40 measures

Obesity

36.0%

U.S. 33.3% +2.7 pts

Diabetes

13.4%

U.S. 12.1% +1.3 pts

Smoking

15.5%

U.S. 12.8% +2.7 pts

Uninsured (18-64)

10.5%

U.S. 11.1% -0.6 pts

Frequently asked questions

What city is ZIP code 28640?: ZIP code 28640 is in Jefferson, NC (Ashe County).
What county is ZIP code 28640 in?: ZIP code 28640 is mostly in Ashe County, North Carolina.
How many people live in ZIP code 28640?: About 4,820 people live in the 28640 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.