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ZIP Code 40823
Cumberland, KY, Harlan County
Population
3,742
Land area
48.4sq mi
People per sq mi
77
City
Cumberland
ZIP 40823 and nearby ZIP codes
ZIP 40823 at a glance
- ZIP 40823 (Cumberland) is 33% less dense than Kentucky as a whole.
- Households here earn a median of $35,402 a year, 44% less than the Kentucky figure of $63,726.
- A typical owner-occupied home is valued at $70,500 (66% below Kentucky) and median rent is $633 a month.
Local data for ZIP 40823
Counts from official public data
Housing and community stats
ZIP 40823, American Community Survey 2020-2024
Median household income
$35,402
Poverty rate
42.0%
Median home value
$70,500
Median rent
$633/mo
Homeownership
55.9%
Bachelor's or higher
15.7%
Median age
31.6
Average commute
23.4 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
47
ZIP Business Patterns 2023
Employees
900
$36.7M annual payroll
PPP loans
$663K
33 loans
Campaign donations
$912
0% D, 33% R, 2026 cycle
Environment and hazard risk
ZIP 40823, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: landslide
Storm events since 1996
490
Countywide, mostly thunderstorm wind
Flood insurance policies
275
2.4% of homes, county
July high / Jan low
86° / 26°F
49.9 inches of rain a year
Frequently asked questions
- What city is ZIP code 40823?
- ZIP code 40823 is in Cumberland, KY (Harlan County).
- What county is ZIP code 40823 in?
- ZIP code 40823 is mostly in Harlan County, Kentucky.
- How many people live in ZIP code 40823?
- About 3,742 people live in the 40823 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.