What city is ZIP code 45103?

ZIP code 45103 is in Owensville, OH (Clermont County).

What county is ZIP code 45103 in?

ZIP code 45103 is mostly in Clermont County, Ohio.

How many people live in ZIP code 45103?

About 36,938 people live in the 45103 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 45103

Owensville, OH, Clermont County

Population

36,938

Land area

85.3sq mi

People per sq mi

433

City

Owensville

ZIP 45103 and nearby ZIP codes

Full map

ZIP 45103 at a glance

ZIP 45103 (Owensville) is 50% denser than Ohio as a whole.
Households here earn a median of $79,793 a year, 12% more than the Ohio figure of $71,389.
A typical owner-occupied home is valued at $264,200 (23% above Ohio) and median rent is $1,077 a month.

Local data for ZIP 45103

Counts from official public data

Housing and community stats

ZIP 45103, American Community Survey 2020-2024

Full profile

Median household income

$79,793

Poverty rate

12.0%

Median home value

$264,200

Prices +6.9% in a year

Median rent

$1,077/mo

Homeownership

67.8%

Bachelor's or higher

27.1%

Median age

37.8

Average commute

25.3 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

555

ZIP Business Patterns 2023

Employees

8,874

$502M annual payroll

PPP loans

$52.3M

612 loans

Campaign donations

$97.9K

16% D, 24% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 45103, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: lightning

Storm events since 1996

769

Countywide, mostly thunderstorm wind

Flood insurance policies

270

0.4% of homes, county

July high / Jan low

87° / 22°F

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 45103, CDC PLACES estimates

All 40 measures

Obesity

36.0%

U.S. 33.3% +2.7 pts

Diabetes

12.8%

U.S. 12.1% +0.7 pts

Smoking

17.9%

U.S. 12.8% +5.1 pts

Uninsured (18-64)

8.1%

U.S. 11.1% -3.0 pts

Frequently asked questions

What city is ZIP code 45103?: ZIP code 45103 is in Owensville, OH (Clermont County).
What county is ZIP code 45103 in?: ZIP code 45103 is mostly in Clermont County, Ohio.
How many people live in ZIP code 45103?: About 36,938 people live in the 45103 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.