What city is ZIP code 46738?

ZIP code 46738 is in Garrett, IN (DeKalb County).

What county is ZIP code 46738 in?

ZIP code 46738 is mostly in DeKalb County, Indiana.

How many people live in ZIP code 46738?

About 8,533 people live in the 46738 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 46738

Garrett, IN, DeKalb County

Population

8,533

Land area

26sq mi

People per sq mi

328

City

Garrett

ZIP 46738 and nearby ZIP codes

Full map

ZIP 46738 at a glance

ZIP 46738 (Garrett) is 71% denser than Indiana as a whole.
The median household income is $57,545, 20% below the Indiana median of $71,957.
A typical owner-occupied home is valued at $164,200 (25% below Indiana) and median rent is $879 a month.

Local data for ZIP 46738

Counts from official public data

Housing and community stats

ZIP 46738, American Community Survey 2020-2024

Full profile

Median household income

$57,545

Poverty rate

14.6%

Median home value

$164,200

Prices -8.8% in a year

Median rent

$879/mo

Homeownership

81.1%

Bachelor's or higher

15.9%

Median age

40.7

Average commute

20.2 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

144

ZIP Business Patterns 2023

Employees

2,162

$121M annual payroll

PPP loans

$12.3M

178 loans

Campaign donations

$16.5K

Itemized, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 46738, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: strong wind

Storm events since 1996

255

Countywide, mostly thunderstorm wind

Flood insurance policies

0.3% of homes, county

July high / Jan low

81° / 17°F

39.5 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 46738, CDC PLACES estimates

All 40 measures

Obesity

44.1%

U.S. 33.3% +10.8 pts

Diabetes

12.3%

U.S. 12.1% about the same

Smoking

17.6%

U.S. 12.8% +4.8 pts

Uninsured (18-64)

8.4%

U.S. 11.1% -2.7 pts

Frequently asked questions

What city is ZIP code 46738?: ZIP code 46738 is in Garrett, IN (DeKalb County).
What county is ZIP code 46738 in?: ZIP code 46738 is mostly in DeKalb County, Indiana.
How many people live in ZIP code 46738?: About 8,533 people live in the 46738 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.