What city is ZIP code 46978?

ZIP code 46978 is in Royal Center, IN (Cass County).

What county is ZIP code 46978 in?

ZIP code 46978 is mostly in Cass County, Indiana.

How many people live in ZIP code 46978?

About 2,034 people live in the 46978 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 46978

Royal Center, IN, Cass County

Population

2,034

Land area

68.1sq mi

People per sq mi

City

Royal Center

ZIP 46978 and nearby ZIP codes

Full map

ZIP 46978 at a glance

ZIP 46978 (Royal Center) is 84% less dense than Indiana as a whole.
The median household income is $78,750, 9% above the Indiana median of $71,957.
A typical owner-occupied home is valued at $130,000 (40% below Indiana) and median rent is $828 a month.

Local data for ZIP 46978

Counts from official public data

Housing and community stats

ZIP 46978, American Community Survey 2020-2024

Full profile

Median household income

$78,750

Poverty rate

6.5%

Median home value

$130,000

Median rent

$828/mo

Homeownership

86.0%

Bachelor's or higher

19.0%

Median age

41.5

Average commute

32.5 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

ZIP Business Patterns 2023

Employees

196

$8.1M annual payroll

PPP loans

$1.8M

86 loans

Campaign donations

$1,168

32% D, 2% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 46978, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: strong wind

Storm events since 1996

389

Countywide, mostly thunderstorm wind

Flood insurance policies

0.5% of homes, county

July high / Jan low

84° / 18°F

41.3 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 46978, CDC PLACES estimates

All 40 measures

Obesity

45.3%

U.S. 33.3% +12.0 pts

Diabetes

13.6%

U.S. 12.1% +1.5 pts

Smoking

17.2%

U.S. 12.8% +4.4 pts

Uninsured (18-64)

7.5%

U.S. 11.1% -3.6 pts

Frequently asked questions

What city is ZIP code 46978?: ZIP code 46978 is in Royal Center, IN (Cass County).
What county is ZIP code 46978 in?: ZIP code 46978 is mostly in Cass County, Indiana.
How many people live in ZIP code 46978?: About 2,034 people live in the 46978 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.