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ZIP Code 48706
Bay City, MI, Bay County
Population
38,974
Land area
66.3sq mi
People per sq mi
588
City
Bay City
ZIP 48706 and nearby ZIP codes
ZIP 48706 at a glance
- ZIP 48706 (Bay City) is about 3.3 times as dense as Michigan as a whole.
- Households here earn a median of $62,747 a year, 14% less than the Michigan figure of $72,875.
- A typical owner-occupied home is valued at $155,800 (33% below Michigan) and median rent is $922 a month.
Local data for ZIP 48706
Counts from official public data
Housing and community stats
ZIP 48706, American Community Survey 2020-2024
Median household income
$62,747
Poverty rate
12.3%
Median home value
$155,800
Prices +7.2% in a year
Median rent
$922/mo
Homeownership
78.2%
Bachelor's or higher
24.7%
Median age
44.7
Average commute
20.9 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
904
ZIP Business Patterns 2023
Employees
12,822
$623M annual payroll
PPP loans
$95.3M
883 loans
Campaign donations
$178K
28% D, 23% R, 2026 cycle
Environment and hazard risk
ZIP 48706, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: winter weather
Storm events since 1996
389
Countywide, mostly thunderstorm wind
Flood insurance policies
377
0.9% of homes, county
July high / Jan low
83° / 14°F
Health statistics
Share of adults in ZIP 48706, CDC PLACES estimates
Obesity
37.5%
U.S. 33.3% +4.2 pts
Diabetes
12.6%
U.S. 12.1% +0.5 pts
Smoking
15.3%
U.S. 12.8% +2.5 pts
Uninsured (18-64)
6.9%
U.S. 11.1% -4.2 pts
Frequently asked questions
- What city is ZIP code 48706?
- ZIP code 48706 is in Bay City, MI (Bay County).
- What county is ZIP code 48706 in?
- ZIP code 48706 is mostly in Bay County, Michigan.
- How many people live in ZIP code 48706?
- About 38,974 people live in the 48706 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.