Checked
ZIP Code 49431
Ludington, MI, Mason County
Population
17,184
Land area
96.1sq mi
People per sq mi
179
City
Ludington
ZIP 49431 and nearby ZIP codes
ZIP 49431 at a glance
- Households here earn a median of $66,336 a year, 9% less than the Michigan figure of $72,875.
- A typical owner-occupied home is valued at $237,700 and median rent is $914 a month.
Local data for ZIP 49431
Counts from official public data
Housing and community stats
ZIP 49431, American Community Survey 2020-2024
Median household income
$66,336
Poverty rate
14.0%
Median home value
$237,700
Prices +1.4% in a year
Median rent
$914/mo
Homeownership
72.3%
Bachelor's or higher
31.3%
Median age
48.6
Average commute
15.6 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
579
ZIP Business Patterns 2023
Employees
8,439
$395M annual payroll
PPP loans
$54.5M
593 loans
Campaign donations
$54.6K
35% D, 21% R, 2026 cycle
Environment and hazard risk
ZIP 49431, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: winter weather
Storm events since 1996
233
Countywide, mostly thunderstorm wind
Flood insurance policies
47
0.3% of homes, county
July high / Jan low
79° / 17°F
Health statistics
Share of adults in ZIP 49431, CDC PLACES estimates
Obesity
40.3%
U.S. 33.3% +7.0 pts
Diabetes
13.8%
U.S. 12.1% +1.7 pts
Smoking
15.5%
U.S. 12.8% +2.7 pts
Uninsured (18-64)
6.8%
U.S. 11.1% -4.3 pts
Frequently asked questions
- What city is ZIP code 49431?
- ZIP code 49431 is in Ludington, MI (Mason County).
- What county is ZIP code 49431 in?
- ZIP code 49431 is mostly in Mason County, Michigan.
- How many people live in ZIP code 49431?
- About 17,184 people live in the 49431 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.