What city is ZIP code 49635?

ZIP code 49635 is in Elberta, MI (Benzie County).

What county is ZIP code 49635 in?

ZIP code 49635 is mostly in Benzie County, Michigan.

How many people live in ZIP code 49635?

About 3,339 people live in the 49635 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Checked Oct 26, 2026

ZIP Code 49635

Elberta, MI, Benzie County

Population

3,339

Land area

38.5sq mi

People per sq mi

City

Elberta

ZIP 49635 and nearby ZIP codes

Full map

ZIP 49635 at a glance

ZIP 49635 (Elberta) is 51% less dense than Michigan as a whole.
The median household income is $72,422, close to the Michigan median.
A typical owner-occupied home is valued at $366,700 (58% above Michigan) and median rent is $978 a month.

Local data for ZIP 49635

Counts from official public data

Housing and community stats

ZIP 49635, American Community Survey 2020-2024

Full profile

Median household income

$72,422

Poverty rate

9.9%

Median home value

$366,700

Prices +6.8% in a year

Median rent

$978/mo

Homeownership

81.0%

Bachelor's or higher

48.5%

Median age

62.7

Average commute

20.5 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

131

ZIP Business Patterns 2023

Employees

1,138

$56.1M annual payroll

PPP loans

$13.5M

121 loans

Campaign donations

$44.5K

70% D, 6% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 49635, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Very Low

Top: winter weather

Storm events since 1996

183

Countywide, mostly winter storm

Flood insurance policies

0.2% of homes, county

July high / Jan low

77° / 19°F

34.3 inches of rain a year

Hazards, floods and storm history Check a flood zone

Health statistics

Share of adults in ZIP 49635, CDC PLACES estimates

All 40 measures

Obesity

34.2%

U.S. 33.3% +0.9 pts

Diabetes

14.5%

U.S. 12.1% +2.4 pts

Smoking

12.0%

U.S. 12.8% -0.8 pts

Uninsured (18-64)

5.2%

U.S. 11.1% -5.9 pts

Frequently asked questions

What city is ZIP code 49635?: ZIP code 49635 is in Elberta, MI (Benzie County).
What county is ZIP code 49635 in?: ZIP code 49635 is mostly in Benzie County, Michigan.
How many people live in ZIP code 49635?: About 3,339 people live in the 49635 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.