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ZIP Code 56320
Cold Spring, MN, Stearns County
Population
8,482
Land area
51.1sq mi
People per sq mi
166
City
Cold Spring
ZIP 56320 and nearby ZIP codes
ZIP 56320 at a glance
- ZIP 56320 (Cold Spring) is about 2.3 times as dense as Minnesota as a whole.
- The median household income is $87,026, close to the Minnesota median.
- A typical owner-occupied home is valued at $353,600 (7% above Minnesota) and median rent is $1,390 a month.
Local data for ZIP 56320
Counts from official public data
Housing and community stats
ZIP 56320, American Community Survey 2020-2024
Median household income
$87,026
Poverty rate
6.4%
Median home value
$353,600
Prices +3.0% in a year
Median rent
$1,390/mo
Homeownership
79.8%
Bachelor's or higher
32.5%
Median age
42.9
Average commute
24.9 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
216
ZIP Business Patterns 2023
Employees
4,742
$271M annual payroll
PPP loans
$16.7M
311 loans
Campaign donations
$14.9K
25% D, 22% R, 2026 cycle
Environment and hazard risk
ZIP 56320, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: strong wind
Storm events since 1996
897
Countywide, mostly hail
Flood insurance policies
153
0.2% of homes, county
July high / Jan low
81° / 4°F
31.0 inches of rain a year
Health statistics
Share of adults in ZIP 56320, CDC PLACES estimates
Obesity
35.0%
U.S. 33.3% +1.7 pts
Diabetes
10.5%
U.S. 12.1% -1.6 pts
Smoking
13.2%
U.S. 12.8% about the same
Uninsured (18-64)
6.6%
U.S. 11.1% -4.5 pts
Frequently asked questions
- What city is ZIP code 56320?
- ZIP code 56320 is in Cold Spring, MN (Stearns County).
- What county is ZIP code 56320 in?
- ZIP code 56320 is mostly in Stearns County, Minnesota.
- How many people live in ZIP code 56320?
- About 8,482 people live in the 56320 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.