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Cold Spring, MN
City in Stearns County, Minnesota.
Population
4,249
Land area
2.8sq mi
People per sq mi
1,515
ZIP codes
0
Cold Spring and its ZIP codes
Cold Spring at a glance
- Cold Spring is about 21 times as dense as Minnesota as a whole.
- By population, it ranks 171st among 914 cities and towns in Minnesota.
- The median household income is $72,228, 19% below the Minnesota median of $89,062.
- A typical owner-occupied home is valued at $280,400 (15% below Minnesota) and median rent is $1,424 a month.
Local data for Cold Spring, MN
Counts from official public data
Housing and community stats
Cold Spring, MN, American Community Survey 2020-2024
Median household income
$72,228
Poverty rate
9.8%
Median home value
$280,400
Median rent
$1,424/mo
Homeownership
66.5%
Bachelor's or higher
31.0%
Median age
38.5
Average commute
23.9 min
Largest reported origins and ancestries: German Americans (1,827), Irish Americans (422), Polish Americans (214).
Economy and federal money
Jobs, pay, income and spending are for Stearns County. PPP loans are for Cold Spring.
Unemployment rate
4.8%
Aug 2026, +0.8 pts in a year
Average annual pay
$65,352
87,420 jobs, 2025
Income per person
$64,935
BEA, 2024
Federal spending
$1.1B
FY 2026, $6,978 per person
How people get to work
Cold Spring, MN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone78.6%
- Carpooled8.8%
- Public transit0.1%
- Walked3.0%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other1.1%
- Worked from home8.4%
Average one-way commute: 23.9 minutes for people who do not work from home.
Environment and hazard risk
Cold Spring, MN, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: strong wind
Storm events since 1996
897
Countywide, mostly hail
Flood insurance policies
153
0.2% of homes, county
July high / Jan low
81° / 4°F
31.0 inches of rain a year
Hazards, floods and storm historyCheck a flood zone3 historic places
Health statistics
Share of adults in Cold Spring, MN, CDC PLACES estimates
Obesity
34.1%
U.S. 33.3% +0.8 pts
Diabetes
10.3%
U.S. 12.1% -1.8 pts
Smoking
12.4%
U.S. 12.8% about the same
Uninsured (18-64)
7.3%
U.S. 11.1% -3.8 pts
Cities near Cold Spring
| Name | Distance | Land area (sq mi) |
|---|---|---|
| RichmondCity | 4 mi | 1.2 |
| RockvilleCity | 5.3 mi | 28.7 |
| St. John's UniversityCensus-designated place | 8.4 mi | 0.7 |
| St. JosephCity | 8.7 mi | 9.3 |
| Waite ParkCity | 9.4 mi | 12.6 |
| WatkinsCity | 10 mi | 0.7 |
| RoscoeCity | 10 mi | 0.6 |
| AvonCity | 11 mi | 1.7 |
| Eden ValleyCity | 11 mi | 1.3 |
| St. AugustaCity | 11 mi | 29.7 |
| KimballCity | 12 mi | 1.5 |
| St. MartinCity | 12 mi | 0.9 |
| St. CloudCity | 13 mi | 40.2 |
| AlbanyCity | 13 mi | 2.2 |
| FairhavenCensus-designated place | 15 mi | 1.9 |
| SartellCity | 15 mi | 10.4 |
Frequently asked questions
- What county is Cold Spring, MN in?
- Cold Spring is in Stearns County, Minnesota.
- What is the population of Cold Spring, MN?
- About 4,249 people live in Cold Spring, based on American Community Survey 5-year estimates.
- What cities are near Cold Spring?
- Nearby places include Richmond (4 mi), Rockville (5.3 mi), St. John's University (8.4 mi), St. Joseph (8.7 mi), Waite Park (9.4 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023