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ZIP Code 76431

Chico, TX, Wise County

Population

4,494

Land area

120.5sq mi

People per sq mi

37

City

Chico

ZIP 76431 and nearby ZIP codes

ZIP 76431 at a glance

  • ZIP 76431 (Chico) is 68% less dense than Texas as a whole.
  • Households here earn a median of $86,875 a year, 11% more than the Texas figure of $78,476.
  • A typical owner-occupied home is valued at $194,700 (31% below Texas) and median rent is $1,308 a month.

Local data for ZIP 76431

Counts from official public data

Housing and community stats

ZIP 76431, American Community Survey 2020-2024

Full profile

Median household income

$86,875

Poverty rate

14.9%

Median home value

$194,700

Prices -14.9% in a year

Median rent

$1,308/mo

Homeownership

85.7%

Bachelor's or higher

19.3%

Median age

39.6

Average commute

29.2 min

Income, education and commute

Economy and federal money

Businesses, pandemic loans and political donations

Details

Business establishments

59

ZIP Business Patterns 2023

Employees

663

$55.8M annual payroll

PPP loans

$4.2M

87 loans

Campaign donations

$13.2K

0% D, 26% R, 2026 cycle

PPP loans in this ZIP

Environment and hazard risk

ZIP 76431, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: wildfire

Storm events since 1996

940

Countywide, mostly hail

Flood insurance policies

156

0.5% of homes, county

July high / Jan low

96° / 31°F

33.3 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in ZIP 76431, CDC PLACES estimates

All 40 measures

Obesity

34.3%

U.S. 33.3% +1.0 pts

Diabetes

12.7%

U.S. 12.1% +0.6 pts

Smoking

15.7%

U.S. 12.8% +2.9 pts

Uninsured (18-64)

14.0%

U.S. 11.1% +2.9 pts

Frequently asked questions

What city is ZIP code 76431?
ZIP code 76431 is in Chico, TX (Wise County).
What county is ZIP code 76431 in?
ZIP code 76431 is mostly in Wise County, Texas.
How many people live in ZIP code 76431?
About 4,494 people live in the 76431 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.

Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.