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Risk: Relatively Low

Wise County, TX Environment & Hazard Risk

Relatively Low natural hazard risk, led by wildfire. 940 storm events since 1996.

Expected yearly loss
$20.3M
Relatively Low nationally
Storm events since 1996
940
Most often hail
Flood insurance policies
156
0.5% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1900

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 59.0 of 100

Social vulnerability

Relatively Low

Score 38.3 of 100

Community resilience

Very Low

Score 17.0 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $13.8B · Agriculture value exposed: $59.6M · Risk-adjusted yearly loss: $21.5M

Risk by hazard

  • WildfireRelatively Moderate$2.5M/yr expected annual loss, about once every 186 years
  • HailRelatively Moderate$1.4M/yr expected annual loss, about 9.9 events a year
  • Heat waveRelatively Moderate$2.1M/yr expected annual loss, about 15 events a year
  • TornadoRelatively Moderate$3.2M/yr expected annual loss, about once every 1 year
  • Ice stormRelatively Moderate$216K/yr expected annual loss, about once every 1 year
  • LandslideVery Low$2,749/yr expected annual loss, about once every 6 years
  • Cold waveRelatively Low$1.1M/yr expected annual loss, about 1.1 events a year
  • Strong windRelatively Low$517K/yr expected annual loss, about 4.0 events a year
  • EarthquakeVery Low$149K/yr expected annual loss, about once every 1,304 years
  • DroughtRelatively Low$50.1K/yr expected annual loss, about 32 events a year
  • HurricaneVery Low$18.8K/yr expected annual loss, about once every 104 years
  • Winter weatherRelatively Low$24.9K/yr expected annual loss, about 5.3 events a year
  • LightningVery Low$80.6K/yr expected annual loss, about 52 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
156 of 28,449 (0.5%)
Homes in high-risk flood zones
613
Insured in high-risk zones
105 (17%)
Flood claims since 1978
94
Claims paid since 1978
$2.5M

Flood claims paid per year

Flood claims paid per year in Wise County
Beta
  • Early summer storms$742K · 20 claims
  • Flooding$189K · 10 claims
  • Spring severe storms$122K · 4 claims
  • Late winter severe storms$105K · 2 claims
  • Tropical Storm Bill$53.8K · 5 claims
  • Thunderstorms$20K · 4 claims

Storm history

Since 1996: 940 events, 6 deaths, $30.4M in damage

  • Hail354
  • Thunderstorm Wind213
  • Drought88
  • Flash Flood74
  • Heat42 · 2 deaths
  • Tornado31 · 3 deaths
  • Winter Storm20
  • Excessive Heat16
  • Flood16
  • Lightning16
Beta

Events per year

Storm events per year in Wise County
25
26
29
13
67
25
41
38
56
30
26
13
29
27
25
40
40
43
40
33
Beta

66 tornadoes on record (EF0 13, EF1 6, EF2 2, F0 14, F1 18, F2 9, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoF1, 5.5 mi path, 100 yd wide12/03/1999

    Chico, Wise County

    2 deaths, 3 injured, $600K damage

    What happened

    Two persons were killed in a mobile home which was destroyed by a tornado. Three other people were injured. Three mobile homes were destroyed, with two of them heavily damaged. Many outbuildings were damaged or destroyed.

  • TornadoEF2, 1.41 mi path, 650 yd wide04/26/2026

    Bridgeport Muni Arpt, Wise County

    1 death, 6 injured, $5M damage

    What happened

    An EF-2 tornado occurred on the southwest side of Runaway Bay with peak winds estimated at 130 mph. This tornado formed just south of Highway 380 near Port O Call Drive and Pinto Court where a 100 to 200 yard wide swath of EF-0 tree damage was observed. The tornado then continued towards the west, uprooting some trees and snapping large branches as it approached Cimmarron Trail. By this time the tornado was nearly a third of a mile wide, causing substantial tree damage and minor roof damage before moving into a residential area between Cimmarron Trail and Jasper Creek Road. Most homes in this neighborhood sustained high-end EF-0 and EF-1 damage with heavily damaged manufactured homes, broken windows, failed garage doors, uprooted trees, and substantial roof damage to single family homes. Within the broader area of EF-0/EF-1 damage, small vortices embedded in the tornado produced narrow corridors of EF-2 damage. The first instance was a two-floor residence on the northeast corner of the Cactus Canyon Drive and Brookview Drive intersection. Here, the home lost a substantial amount of roofing along with some exterior walls on the second floor. Two single-wide manufactured homes in...

  • Heat07/01/2011

    Wise

    2 deaths

    What happened

    Temperatures this month ranged from the upper 90s to over 100 degrees during the month of July. An elderly women died in her overheated home on the 7th, and a second heat victim was found outside on the 15th while working on a job. A heat advisory was in effect from the 11th through the 18th, and then again from the 23rd through the 31st.

  • Heavy Rain10/14/2013

    Park Spgs, Wise County

    1 death, $40K damage

    What happened

    A 43 year old male was killed when a semi jackknifed on a wet road and hit the oncoming car the male was driving. The accident occurred near the intersection of TX 101 and FM 1786.

  • Ice Storm01/13/2007

    Wise

    6 injured, $15K damage

    What happened

    Twelve major and eighteen minor accidents were reported over the weekend due to icy conditions on roadways.

  • TornadoEF0, 4 mi path, 40 yd wide06/26/2007

    Decatur, Wise County

    5 injured, $50K damage

    What happened

    A tornado touched down near Highway 51 and caused damage in the Quail Run subdivision. A mobile home was moved from its underpinning and had its windows blown out, and two residential roofs, sheds, and a trampoline were damaged two miles north of Highway 380 near the Wise/Denton County line. Several people suffered minor injuries.

Drinking water

44 community water systems serve about 45,505 people. Violations since 2021.

7 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 14 systems had a violation of any kind still open at last report.

  • City of Decatur Water PlantServes 9,087 · Surface water · Local government2 health violations+4 monitoring or reporting
  • City of BridgeportServes 6,083 · Surface water · Local government1 health violation+8 monitoring or reporting
  • West Wise SudServes 3,909 · Surface water · Local government8 health violations+1 monitoring or reporting
  • City of Runaway BayServes 2,458 · Surface water · Local government8 health violations+19 monitoring or reporting
  • Chisholm SpringsServes 2,049 · Groundwater · PrivateNo health violations+5 monitoring or reporting
  • City of BoydServes 2,044 · Purchased surface water · Local governmentNo health violations+12 monitoring or reporting
  • City of RhomeServes 1,680 · Purchased surface water · Local governmentNo health violations
  • City of ChicoServes 1,596 · Groundwater · Local governmentNo health violations+3 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 10 toxic release facilities in Wise County

Superfund sites

None in this county.

Toxic release facilities

Total: 173,800 lbs in 2024, 54,686 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk5 historic places

Frequently asked questions

How risky is Wise County for natural disasters?
FEMA rates Wise County relatively low for overall natural hazard risk, with expected losses of $20.3M a year. The highest-rated hazards are wildfire (relatively moderate), hail (relatively moderate), heat wave (relatively moderate).
What storms are most common in Wise County?
Since 1996, NOAA recorded 940 storm events affecting Wise County, most often hail (354), thunderstorm wind (213), drought (88).
How many tornadoes have hit Wise County?
66 tornadoes have been recorded in Wise County since 1950, including 1 rated F3/EF3 or stronger.
How many homes in Wise County have flood insurance?
156 residential flood insurance policies are in force in Wise County, covering about 0.5% of homes. The program has paid $2.5M on 94 claims here since 1978.
What is the weather like in Wise County?
At Decatur, average highs reach 95°F in Jul and lows fall to 33°F in Jan, with 38.9 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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