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ZIP Code 95386
Waterford, CA, Stanislaus County
Population
10,666
Land area
94.7sq mi
People per sq mi
113
City
Waterford
ZIP 95386 and nearby ZIP codes
ZIP 95386 at a glance
- ZIP 95386 (Waterford) is 55% less dense than California as a whole.
- Households here earn a median of $73,196 a year, 26% less than the California figure of $99,122.
- A typical owner-occupied home is valued at $416,500 (43% below California) and median rent is $1,593 a month.
Local data for ZIP 95386
Counts from official public data
Housing and community stats
ZIP 95386, American Community Survey 2020-2024
Median household income
$73,196
Poverty rate
15.7%
Median home value
$416,500
Prices +9.1% in a year
Median rent
$1,593/mo
Homeownership
57.4%
Bachelor's or higher
10.7%
Median age
33.5
Average commute
28.3 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
119
ZIP Business Patterns 2023
Employees
781
$34.5M annual payroll
PPP loans
$7.6M
141 loans
Campaign donations
$11.5K
29% D, 28% R, 2026 cycle
Environment and hazard risk
ZIP 95386, from FEMA, NOAA and EPA
Natural hazard risk
Relatively High
Top: drought
Storm events since 1996
73
Countywide, mostly flood
Flood insurance policies
718
0.4% of homes, county
July high / Jan low
93° / 42°F
12.4 inches of rain a year
Health statistics
Share of adults in ZIP 95386, CDC PLACES estimates
Obesity
36.8%
U.S. 33.3% +3.5 pts
Diabetes
11.0%
U.S. 12.1% -1.1 pts
Smoking
14.9%
U.S. 12.8% +2.1 pts
Uninsured (18-64)
14.0%
U.S. 11.1% +2.9 pts
Frequently asked questions
- What city is ZIP code 95386?
- ZIP code 95386 is in Waterford, CA (Stanislaus County).
- What county is ZIP code 95386 in?
- ZIP code 95386 is mostly in Stanislaus County, California.
- How many people live in ZIP code 95386?
- About 10,666 people live in the 95386 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.