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Waterford, CA

City in Stanislaus County, California.

Population

9,204

Land area

2.4sq mi

People per sq mi

3,903

ZIP codes

0

Waterford and its ZIP codes

Full map

Waterford at a glance

  • Waterford is about 15 times as dense as California as a whole.
  • The median household income is $74,343, 25% below the California median of $99,122.
  • A typical owner-occupied home is valued at $402,200 (45% below California) and median rent is $1,620 a month.

Local data for Waterford, CA

Counts from official public data

Housing and community stats

Waterford, CA, American Community Survey 2020-2024

Full profile

Median household income

$74,343

Poverty rate

13.9%

Median home value

$402,200

Median rent

$1,620/mo

Homeownership

55.8%

Bachelor's or higher

9.8%

Median age

31.7

Average commute

27.5 min

Largest reported origins and ancestries: Mexican Americans (4,586), German Americans (996), Irish Americans (740).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Stanislaus County. PPP loans are for Waterford.

Details

Unemployment rate

6.6%

Sep 2026, -0.2 pts in a year

Average annual pay

$64,812

199,343 jobs, 2025

Income per person

$56,741

BEA, 2024

Federal spending

$2.7B

FY 2026, $4,889 per person

Stanislaus County economyFederal spending

How people get to work

Waterford, CA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone73.2%
  • Carpooled20.3%
  • Public transit0.0%
  • Walked1.8%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home4.8%

Average one-way commute: 27.5 minutes for people who do not work from home.

Environment and hazard risk

Waterford, CA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: drought

Storm events since 1996

73

Countywide, mostly flood

Flood insurance policies

718

0.4% of homes, county

July high / Jan low

93° / 42°F

12.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Waterford, CA, CDC PLACES estimates

All 40 measures

Obesity

36.9%

U.S. 33.3% +3.6 pts

Diabetes

10.8%

U.S. 12.1% -1.3 pts

Smoking

14.8%

U.S. 12.8% +2.0 pts

Uninsured (18-64)

14.3%

U.S. 11.1% +3.2 pts

Cities near Waterford

NameDistanceLand area (sq mi)
HickmanCensus-designated place1.5 mi0.4
HughsonCity6.7 mi1.9
DenairCensus-designated place8.3 mi1.6
EmpireCensus-designated place8.4 mi1.2
OakdaleCity10 mi6.2
East OakdaleCensus-designated place10 mi5.4
KeyesCensus-designated place10 mi1.6
CeresCity11 mi9.5
Orange BlossomCensus-designated place12 mi3.8
TurlockCity12 mi16.8
AirportCensus-designated place12 mi0.2
ModestoCity12 mi43.4
RiverbankCity12 mi4.7
BystromCensus-designated place13 mi0.5
ParklawnCensus-designated place13 mi0.1
Knights FerryCensus-designated place13 mi0.2

Frequently asked questions

What county is Waterford, CA in?
Waterford is in Stanislaus County, California.
What is the population of Waterford, CA?
About 9,204 people live in Waterford, based on American Community Survey 5-year estimates.
What cities are near Waterford?
Nearby places include Hickman (1.5 mi), Hughson (6.7 mi), Denair (8.3 mi), Empire (8.4 mi), Oakdale (10 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023