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Waterford, CT

Census-designated place in Southeastern Connecticut Planning Region, Connecticut.

Population

3,304

Land area

1.9sq mi

People per sq mi

1,750

ZIP codes

0

Waterford and its ZIP codes

Waterford at a glance

  • Waterford is about 2.3 times as dense as Connecticut as a whole.
  • The median household income is $73,156, 24% below the Connecticut median of $95,781.
  • A typical owner-occupied home is valued at $282,900 (23% below Connecticut) and median rent is $1,668 a month.

Local data for Waterford, CT

Counts from official public data

Housing and community stats

Waterford, CT, American Community Survey 2020-2024

Full profile

Median household income

$73,156

Poverty rate

7.0%

Median home value

$282,900

Median rent

$1,668/mo

Homeownership

66.9%

Bachelor's or higher

27.3%

Median age

44.8

Average commute

21.8 min

Largest reported origins and ancestries: Italian Americans (521), Irish Americans (451), Ecuadorian Americans (226).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Southeastern Connecticut Planning Region. PPP loans are for Waterford.

Details

Unemployment rate

4.6%

Sep 2026, +0.8 pts in a year

Average annual pay

$74,404

128,313 jobs, 2025

Income per person

$64,845

BEA, 2024

Southeastern Connecticut Planning Region economy

How people get to work

Waterford, CT, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone83.1%
  • Carpooled7.7%
  • Public transit1.0%
  • Walked0.0%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other1.5%
  • Worked from home6.7%

Average one-way commute: 21.8 minutes for people who do not work from home.

Environment and hazard risk

Waterford, CT, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: hurricane

Storm events since 1996

843

Countywide, mostly heavy snow

Flood insurance policies

2,137

2.6% of homes, county

July high / Jan low

80° / 23°F

39.3 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Waterford, CT, CDC PLACES estimates

All 40 measures

Obesity

32.2%

U.S. 33.3% -1.1 pts

Diabetes

10.9%

U.S. 12.1% -1.2 pts

Smoking

10.6%

U.S. 12.8% -2.2 pts

Uninsured (18-64)

8.2%

U.S. 11.1% -2.9 pts

Cities near Waterford

Frequently asked questions

What county is Waterford, CT in?
Waterford is in Southeastern Connecticut Planning Region, Connecticut.
What is the population of Waterford, CT?
About 3,304 people live in Waterford, based on American Community Survey 5-year estimates.
What cities are near Waterford?
Nearby places include New London (1.6 mi), Groton (3.1 mi), Niantic (3.9 mi), Conning Towers-Nautilus Park (4.2 mi), Long Hill (4.3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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